Advantages and disadvantages of how to buy a house in Zero2IPO apartment

As we all know, house prices are very expensive now. Many young people who have just worked for a few years can't afford to pay too much money, so they will consider buying apartments directly, because the price of apartments is half cheaper than ordinary commercial houses on the market, and Zero2IPO apartments are one of the eye-catching apartments. So, what about hanger-on apartment? What are the disadvantages and advantages of buying an apartment?

How about hanger-on apartment?

Since the establishment of 20 12, Qingke has developed rapidly, with more than 2,000 employees, 0/00 service centers and 80,000 houses. Determined to solve the housing problem for 10 million young talents. As an entrepreneurial company, Zero2IPO not only has huge potential business projects, abundant capital investment and mature and stable profit model, but also has advanced culture, innovative ideas and a large number of elites.

Advantages and disadvantages of buying an apartment.

I. Disadvantages:

1, high water and electricity charges

Generally, apartments are built on commercial land, and the daily water and electricity costs are commercial, which is more than civil engineering and the property fees will be higher. In order to ensure the safety of living, many apartments can't install gas indoors, which will make daily life more inconvenient.

2. The house area is small.

Generally speaking, apartments are small-sized houses, so the overall available area will be relatively small. For buyers with a large number of residents, buying an apartment will be crowded and the living comfort will be relatively poor.

3. Short property rights.

Generally speaking, the property right of an apartment is only 40 or 50 years, which is obviously much shorter than that of a 70-year-old house. When the 40-year or 50-year property right expires, its property right cannot be automatically renewed like the 70-year property right house, and it needs to apply for renewal on its own initiative, and the renewal behavior may be rejected. After the renewal application is passed, they still need to pay a certain land transfer fee.

4. The down payment ratio and loan ratio are high.

The down payment ratio and loan interest rate of apartments are generally high, and the down payment is generally 50% of the house price. The loan is at the commercial loan interest rate, which is higher than the down payment and loan interest rate of residents' housing.

Second, advantages:

1, the total price is relatively low.

The area of an apartment is generally relatively small, the total purchase price will be relatively low, and it is also convenient to sell. It is a good choice for people who have insufficient funds to buy a house but just need it.

2. Not restricted by the purchase restriction policy.

In most areas, the policy of unlimited purchases and loans is implemented for apartments. For those who have already bought a house and want to buy another house, apartments can meet their purchasing needs.

3. Better location

Apartments are generally built in prosperous areas with good lots, and the surrounding public services and infrastructure will be more perfect and daily travel will be more convenient.

The article is Bian Xiao's analysis of Zero2IPO apartment for you. What are the disadvantages and benefits of buying an apartment? I hope I can help you. When we buy an apartment, we should know its advantages and disadvantages. If we can accept the confirmation of my apartment, we can choose to buy an apartment.