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20 14 what is the proportion of Shanghai housing provident fund?
In 20 14, the contribution ratio of housing provident fund for units and employees in this city was 7% respectively, and the contribution ratio of supplementary provident fund was 1%-8% respectively. The lower limit of the monthly deposit of housing provident fund for urban individual industrial and commercial households and their employees and freelancers shall be implemented with reference to this standard.
From July 1 day, 2004, the deposit base of employees in Shanghai was adjusted from 20 12 to 2013. The upper limit of the monthly deposit of housing provident fund is 2 1 16 yuan, and the upper limit of the monthly deposit of housing provident fund for urban individual industrial and commercial households and their employees and freelancers is 3626 yuan; The lower limit of the monthly deposit corresponding to the deposit ratio of 7% for employees and 7% for units is 226 yuan.
2014165438+1October 22nd, the deposit and loan interest rate of housing provident fund in this city will be lowered. After adjustment, the deposit interest rate of housing provident fund collected in that year remained unchanged at 0.35%, while the deposit interest rate of housing provident fund carried forward from the previous year was 2.35%; The interest rate of individual housing provident fund loans for more than five years is 4.25%, and the interest rate of individual housing provident fund loans for less than five years (including five years) is 3.75%.
Extended data:
20 14 is the theme year of "informatization" of the center. A series of measures were introduced in the middle of the year to improve the informatization level of housing provident fund management and service. Develop and construct the unit provident fund information management system, integrate internal information and external information, and provide an important starting point for capacity expansion and law enforcement; The information disaster recovery system of provident fund has been basically completed and put into trial operation, realizing the application-level disaster recovery of daily core business;
Build a fund exchange platform and launch a new channel to realize cross-bank remittance; Development of provident fund "rent" and "property fee" business information system, convenient for units and employees to pay.
In 20 14, we will continue to give financial support to the approved pilot projects of affordable housing. In the whole year, 894 million yuan of loans for affordable housing construction projects were issued, and the loan funds were recovered well. The first two pilot projects using housing provident fund loans to support the construction of affordable housing were successfully concluded.
Provident fund investment in public rental housing projects has entered post-investment management. Since the "Jinghua Plaza" project was supplied at the beginning of the year, the number of people who signed up for the project has increased rapidly. By the end of 20 14, the occupancy rate of 1680 reached 95. 18%. "Shangjingyuan" public rental housing completed the renewal and rent adjustment of the first batch of residents.
Shanghai Provident Fund Management Center-Shanghai Housing Provident Fund Annual Report 20 14
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