What are the procedures for real estate mortgage registration?

In life, many people may face various problems and need to borrow money from banks. Loans need mortgaged properties, and mortgaged properties need to be registered. 1. Mortgage of house rights and interests during property construction: mortgage filing shall be handled with the property management department. The Mortgagor's "Real Estate Sales Contract" and the "Certificate of Paid House Payment" issued by the selling unit shall be collected and kept by the Mortgagee. 2. After the property is completed and moved in, handle the mortgage registration of the property, and hand over the house ownership certificate of the mortgaged property to the mortgagee for safekeeping, and the registration fee shall be paid by the mortgagor. To handle the registration of real estate mortgage, the following documents shall be submitted to the registration authority: (1) the identity certificate or legal person qualification certificate of the mortgage party; (2) An application for mortgage registration; (3) mortgage contract; (4) State-owned land use right certificate, house ownership certificate or real estate certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted; (5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage; (6) Materials that can prove the value of the mortgaged real estate; (7) Other documents deemed necessary by the registration authority. The registration authority shall examine the application, and if the ownership is clear and the supporting materials are complete, it shall make a written reply on whether to approve the registration within 15 days from the date of accepting the registration. If the real estate obtained in accordance with the law is mortgaged, the registration authority shall record his other rights in the original house ownership certificate, and then the mortgagor shall take over and issue the house ownership certificate to the mortgagee.