Will the house become more and more expensive or cheaper in the future?

Its realization is that many people can't afford to buy a house because of the housing price problem. So I hope the house price will come down. So today we will give you a detailed answer, will the house become more and more expensive or cheaper in the future? After understanding this problem, let's take a look at the matters needing attention in choosing a house. I believe the answers to today's two questions can help you choose a better house.

Will the house become more expensive or cheaper in the future?

Personally, I feel that house prices will get cheaper and cheaper and return to value. The reason for this is the following：

1. Even if house prices fall by 30%, a bank will not fail.

Some experts have analyzed that China's real estate can only go up but not down, on the grounds that real estate drives the development of dozens of industries. Once house prices fall, related industries close down, unemployment rate rises, bank default tide comes, and banks close down. It sounds reasonable, but it can't stand scrutiny. Let's make an account for the bank. If house prices fall by 30% in the future, will banks go bankrupt? As we all know, to buy a house with a loan, we have to pay a down payment of not less than 30% to 50% or even higher to the bank. After that, according to the value of the house and the loan period, it will be repaid on time every month in proportion. The house with a value of1100,000 is reduced by 30% and converted into 700,000. This drop of 300 thousand is the down payment you paid to the bank. That's not to mention your monthly repayment. If you default, the bank will auction off the house and sell it at the falling market price, and the bank will still lose money. (The same is true for developers to take land loans).

At present, Evergrande Real Estate is offering a 30% discount on house prices for the whole country. According to an expert, there should be a bank bankruptcy. Let's wait and see how many banks in China went bankrupt in this discount sale.

2. Young people who just need to get married can't win the building speed of real estate developers.

Another reason for experts is that there are10 million couples who just need to get married every year in China, and these people want to buy a house. Yes, in the traditional concept of China people, getting married means having your own home, and renting a house to get married is unacceptable to most people.

The question is,10 million people who just need to get married are short of housing? The real estate in China has developed rapidly for more than 20 years, from the beginning that everyone has a house to live in, to the saturation of houses, and then to the current surplus. How many houses are there in China? Up to now, there are no accurate figures, but the per capita living area is more than 40 square meters, which is a more reliable statement. Breaking the average, some people have multiple suites, and some people lack rooms. The answer came out. 654.38+million married couples, not all of them just need to buy a house, that is to say, only some of them buy a house and get married. The building speed in China is increasing every year, and now 20-30 million houses are built every year. Even if there is demand for improvement, I'm afraid I can't digest such a huge increase every year. Moreover, the government has tailored affordable housing, public rental housing and low-rent housing for special groups.

Matters needing attention in viewing and choosing a house

1. Pay attention to whether the location of the house is convenient for living, shopping, recreation and children to go to school; Whether the air quality is good or not, the noise in the city is not big.

2. Pay attention to the strength and credibility of real estate developers. See if the developer is a well-known enterprise at home and abroad, what projects have been developed and whether these projects are successful. Generally, it can be found through the internet.

3. Pay attention to whether the apartment design is reasonable and practical, whether it can adapt to the changes of family structure in the future, and whether it is flexible in use.

4. Know whether the selling price is your expected price, whether the payment method is flexible and whether your ability to pay can be achieved.

5. Understand the experience and strength of the property management company, and whether the fees are reasonable and meet the requirements.

6. Pay special attention to the building quality of the house. According to the regulations, before the house is delivered for use, it must be accepted by the house quality inspection station.

As for whether the house will become more and more expensive or cheaper in the future, we can know from the above that our country has actually taken new measures, and I believe that the house price will definitely decrease in the future. About the matters needing attention in choosing a house, we need to pay attention to six aspects. As long as we pay attention to these six aspects, we can buy a good house.