Loan commitment business

In our daily life, the commitment letter plays an increasingly important role in us. The letter of commitment must be made by the offeree, only the offeree can obtain the right of acceptance, and the third party other than the offeree does not enjoy the right of acceptance. Do you know the format of the letter of commitment? The following are four bank loan commitments I have compiled. Welcome to read the collection.

Bank loan commitment letter 1

I come from a poor peasant family. My elderly parents farm at home, mainly farming and raising silkworms. My monthly income is about 300 yuan to 400 yuan. Although my married brothers and sisters never forget to support my younger brother Mo Jianfeng (a freshman in Guangdong Industry and Trade Vocational and Technical College), and we also scrimp and save, we still feel great economic pressure. (Basic Family Information)

Last semester, in order to reduce the financial burden of my parents, I spent more precious time on interviews and work. The imbalance of food also makes me not in a good mental state to study, so my academic performance is not so ideal. But now I am not the student who once felt inferior for money. I adjusted my mentality, positive and optimistic, put learning first, work hard, learn knowledge well, and serve and repay the society better! (Personal study, mental state)

I firmly and solemnly promise that I will pay off the loan before the loan deadline! (repayment commitment)

On the date of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If you don't repay the arrears in time according to the above time limit, you are willing to bear all legal consequences and compensate the lender for all economic losses.

Hereby promise!

Commitment: _ _ _ _ _ _ _ _ _

Id card: _ _ _ _ _ _

Tel: _ _ _ _ _ _

Date: _ _ _ _ _ _

Bank loan commitment II

BAIC automobile co., ltd (hereinafter referred to as the company)

(hereinafter referred to as "_ _ _ _ _") and (hereinafter referred to as "loan bank") signed _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

The Company undertakes the repurchase responsibility for the loan repayment of _ _ _ _ _ _ _ _, and enjoys the right of recourse to _ _ _ _ _ _ after taking the repurchase responsibility. Our company is willing to unconditionally provide joint and several liability for the company's right of recourse, and hereby issue this guarantee.

Our company: _ _ _ _ _ _; Address: _ _ Legal Representative _ _ _; _ _ _ _ Tel: _ _ _ _

The Company voluntarily provides joint and several guarantee liabilities for the company's recourse, and the scope of guarantee includes: the penalty interest and expenses paid by the company to the loan bank for the repurchase, and the expenses that the company has incurred or will incur to realize the recourse (including but not limited to legal fees, attorney fees, security fees, travel expenses, etc.). ). The guarantee period is two years from the date of expiration of _ _ _ _.

As long as _ _ _ _ _ _ breach of contract causes the company to assume the repurchase responsibility, the company may require the company to assume the guarantee responsibility, and the company shall immediately assume the guarantee responsibility and pay all the money. The Company undertakes the guarantee responsibility, which is not affected by whether the Company exercises other guarantee rights. During the guarantee period, the company may transfer the security right under this letter of guarantee when transferring the right of recourse to a third party, and the transfer does not require the company's consent.

At the same time, the company agrees to fulfill the repayment obligation of the bank on its behalf in case of overdue, and assume the repayment responsibility on its behalf.

Our company is really willing to bear joint and several liability, and has fulfilled all procedures to ensure that joint and several liability is legal and effective.

All disputes arising from the performance of this guarantee shall be under the jurisdiction of the people's court where the company is located.

I promise here.

Guarantor: _ _ _ _ _ Company (official seal)

Legal representative (signature):

Date, year and month

Bank loan commitment 3

_ _ _ _ _ Trust Limited Liability Company:

Whereas:

1. Your company signed a trust loan contract (hereinafter referred to as the "loan contract") with the number of _ _ _ _ _ _ _ _ (hereinafter referred to as the "borrower").

2. The borrower is a high-quality credit customer of our bank, and our bank has approved a qualified and effective credit line for it. The letter of credit was approved by our head office. According to the borrower's application, we are willing to provide unlimited joint liability guarantee for the principal, interest and related expenses under the loan contract, and promise to repay or pay the principal, interest and other expenses on time according to the above loan contract, and make the following solemn commitments to you:

1. During the loan duration under the above loan contract, the Bank will continue to manage the creditor's rights under the loan contract according to the standards of self-operated loans.

2. If the borrower still has outstanding trust loan principal and interest and other payables on the loan maturity date (including early maturity date) agreed by the borrower and your company under the above loan contract, our bank will voluntarily and unconditionally fulfill the repayment obligation for the borrower on the loan maturity date, or transfer the creditor's rights with the unpaid loan principal and interest and other payables as consideration, and pay the payables to the account designated by your company, with the specific amount subject to your written notice. Otherwise, we will voluntarily pay the overdue amount of 0.00 per day. 05% standard to charge your company liquidated damages.

Three. Undertake unconditional joint and several liability guarantee for the obligations of the borrower in the above loan contract.

Four. This letter of commitment has been passed by the internal resolution of the Head Office of the Bank, which is used to approve or authorize the Bank to provide guarantee for the creditor's rights of the above loan contract, and the Bank promises that this letter of commitment is legal, true and effective.

This Letter of Commitment is irrevocable, and takes effect from the date of issuance until the date when the principal and interest of the loan under the loan contract are fully paid off. Please take good care of it.

I hereby promise.

Commitment: _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 4 of the bank loan commitment

Xxx financing guarantee co., ltd.:

This is to certify that xxx (hereinafter referred to as the debtor) signed a counter-guarantee contract on, and accepted the entrustment of your company to provide a loan guarantee of RMB10,000.00 yuan (in words: RMB10,000.00 yuan only). In order to safeguard the legitimate rights and interests of your company, I am willing to provide counter-guarantee for the debtor in the form of unlimited joint liability, and promise as follows:

1. I agree to assume unlimited joint and several liability for all debts of the debtor in the counter-guarantee contract and possible future repairs and supplementary clauses; If the debtor fails to repay all debts in full and on time as promised in the counter-guarantee contract, causing losses to your company, I promise to unconditionally pay the above amount to your company within seven days after receiving the dunning notice from your company.

Two, I used to pay off the debts of the debtor's assets and interest, including but not limited to:

1. My salary, labor remuneration, royalties, interest, dividends, equity, bonuses, cash and marketable securities obtained from property leasing and property transfer, as well as royalties and transfer fees obtained from exclusive rights such as trademarks and patents.

2. All deposits, real estate, automobiles, equipment, land use rights, contracted lease management rights and other properties and rights in my name.

3. This letter of guarantee is irrevocable. Under the following circumstances, the legal effect and continued performance of this letter of guarantee will not be affected regardless of my consent or prior notice:

1. There is any change in the identity and status of any party involved in this guarantee.

2. Any party involved in this guarantee is merged, divided, discontinued, revoked, bankrupt or changes its name, domicile, articles of association, legal representative, business scope, enterprise nature or any instructions from its superior unit or signs any agreement with any unit.

4. In any case, before your company has fully recovered the guarantee compensation, regardless of whether I have partially fulfilled the repayment obligation to your company, I can only exercise my creditor's rights against the debtor after your company has fully recovered the compensation.

5. Your company's tolerance, grace or delay in exercising the rights under the counter-guarantee contract and this guarantee for the debtor and myself shall not be regarded as your company's waiver of the rights and interests under this guarantee, nor shall it affect my performance of various obligations under this guarantee.

6. This guarantee shall come into effect as of the date when I sign it, until all the secured creditor's rights provided by your company under the counter-guarantee contract are paid off.

7. This guarantee is made in duplicate, one for your company and one for yourself.

I formally promise: I voluntarily agree to bear joint and several liability for the above-mentioned debts of the borrower in your bank with all the property of myself and my family, and bear unlimited liability for compensation. At the same time, I voluntarily give up the right of defense in dealing with collateral.

Name of promisor:

ID number:

Address: Postal Code:

Address Phone: Mobile Phone:

What does the loan commitment business include?

According to the current common practice of domestic commercial banks, loan commitment can be divided into three major businesses: project loan commitment, opening credit certificate and customer credit line.

I. Project loan commitment

The loan commitment issued by the bank is an important basis for project owners or investors to implement investment sources other than capital. According to the content and form of commitment, it can be divided into: conditional loan commitment and binding loan commitment (or financing bidding).

In addition, when using syndicated loans to provide financing for fixed assets investment projects, the lead bank often requires all participating banks to issue corresponding commitments to the subscribed loan shares, so as to determine the members of the syndicate and their respective loan shares. Some banks need to sign a preliminary agreement on the agreed loan conditions and consensus before signing a formal syndicated loan agreement, so as to negotiate with the project owners or investors. Therefore, such enterprises should also have binding loan commitments.

Second, open a credit certificate.

This kind of business refers to the written documents issued by commercial banks to the tenderee at the request of customers, which are used to participate in the bidding of large-scale construction projects/projects, and the tenderee will prequalify the bidders.

Credit certificate can be divided into conditional credit certificate and unconditional credit certificate according to the nature of bank commitment. In the conditional credit certification business, after the bidder wins the bid, the bank will give financing support only after the bidder meets the credit conditions; In the unconditional credit certificate, after the bidder wins the bid, the bank undertakes the obligation to provide financing support to the bidder. This kind of business banks generally charge a certain fee.

Third, the customer credit line.

Credit line is a quantitative control index for commercial banks to provide short-term credit support to a customer within a certain period of time according to the prescribed procedures. Generally speaking, commercial banks should sign credit agreements with customers. The validity period of the credit line is agreed by both parties (generally one year), which is applicable to all kinds of credit business within the specified period and is mainly used to solve the short-term liquidity needs of customers. According to different credit forms, it can be divided into loan amount, credit amount, letter of guarantee amount, bank acceptance amount, acceptance discount amount, import factoring amount, export factoring amount, import bill of lading amount and export bill of lading amount. The time limit for bid bond, performance bond, customs bond and maritime bond may be appropriately relaxed. These subsidiaries can handle short-term loans and other credit businesses conveniently. The combination of short-term loan line and other sub-lines is an important measure for commercial banks to provide comprehensive and efficient services for enterprises.

Loan commitment

In the real society, more and more people contact and use the letter of commitment, which must be made within the validity period of the offer. So, have you understood the commitment letter? The following are five loan commitments I collected for your reference, hoping to help friends in need.

Loan commitment letter 1

__________:

Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Voluntary use of two commercial houses (name: _ _ _ _ _ _ _ _ _) in my name as mortgage guarantee. First mortgage: the commodity house located in _ _ _ _ _ _ _ _ _ _ _ The second mortgage: the ownership certificate number of the commodity house located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The scope of mortgage guarantee includes the loan principal, interest, penalty interest and all expenses required for your society to realize its creditor's rights.

Guarantor: _ _ _ _ _ _ _ (official seal)

Legal Representative: _ _ _ _ _ _ _ (signature and seal)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Loan commitment letter 2

_ _ _ _ _ _ _ _ _ _ Guarantee Company:

Company, legal representative (ID number:), the guarantee company recommended a loan of RMB 10000 to the bank, which was guaranteed by the guarantee company. Now I promise as follows:

1. Before the bank loan:

1. Pay the deposit, guarantee fee, advance payment of affiliated fee and other expenses required by the guarantee company in full;

2. Pay the store rent, water, electricity, network, closed circuit, telephone, sanitation and property management fees in full;

3. If mortgage is needed, a corresponding amount of commodities shall be invested before the loan is made; If the goods are not purchased and cannot be put into storage in time, they will first pay a considerable sum of money to the market to pledge the goods.

4. Purchase bank wealth management products such as property insurance and life insurance as required by the bank.

Second, after the loan.

1. Within two days after the loan is issued, transfer the loan in full to the purchase and sale provided to the bank in time.

The bank account of the supplier in the contract, and submit a copy of the transfer voucher to the guarantee company;

2. Provide full value-added tax invoices on time as required by the bank;

3, according to the requirements of the bank to do a good job of returning the loan money and accounting;

4. Pay interest in full and on time according to the date stipulated by the bank, and pay off the loan in full and on time;

5. Provide the monthly report and other required information to the guarantee company on time every month. I solemnly promise to fulfill the above obligations of the loan customers. If I can't lend or renew my loan because I don't honor my promise, I have no complaints, which has nothing to do with the guarantee company and the bank.

Commitment:

Legal representative (signature):

Date, year and month

Loan commitment letter 3

Provincial branches and colleges of China Development Bank:

My name is _ _ _ _ _ _ _ _ class, and I am _ _ _ _ years old this year. I am a _ _ _ _ _ _ _ _ _ _ person with financial difficulties in my family. I can't pay tuition and accommodation during my school days, so I need to apply for a national student loan from Henan Branch of China Development Bank. The total loan amount is _ _ _ _ _ _ _ (in words), in figures. In order to ensure the smooth development of the national student loan work of the school and the bank, I hereby make the following commitments to the school:

1. I voluntarily disclose my family's financial situation, accept the supervision of the school and my classmates, and promise that all the information provided to the school and the bank is true and effective, without any false concealment;

2. I promise to study hard, abide by the school rules and regulations and successfully complete my studies during my study at school;

3. I promise that the loan I applied for will be used to pay for my study and living expenses, maintain and carry forward the style of hard work and plain living, be diligent and frugal, and never waste money;

4. I authorize Henan Branch of China Development Bank and Alipay Company to directly deduct the tuition and accommodation fees that should be paid to the school from my loan account, and deduct the principal and interest of the loan on the specified repayment (interest) day;

5. I promise that if I change my communication mode and employment unit after graduation, I will inform the school in time and contact the school once every quarter;

Six, in the case of not paying off the loan before graduation, I authorize the school to keep the original graduation certificate for me, and then get it back when I pay off the loan;

VII. I promise to fulfill the terms and relevant provisions of the Loan Contract of China Development Bank. I promise to be honest and trustworthy, be civilized and self-disciplined, study hard, repay in time, and repay the trust and help of the school, China Development Bank and society with practical actions.

Loan student (signature) _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Loan commitment letter 4

The Railway Sub-center of Changchun Housing Provident Fund Management Center (hereinafter referred to as the Sub-center) signed the xx Housing Provident Fund Loan Cooperation Agreement with our company. In order to clarify the responsibility and rights relationship between the developer, the sub-center and the borrower, and ensure the safety of housing provident fund funds, our company voluntarily makes the following commitments on cooperation matters: phased joint and several liability guarantee, the scope of which is the borrower's loan principal and interest (including penalty interest), and the related expenses incurred by the sub-center to realize the creditor's rights (including the expenses for disposing of collateral) will be reduced accordingly with the borrower's installment repayment. If the borrower fails to repay the principal and interest of the bank loan for three consecutive months or for a total of six months before the formal completion of the Certificate of Other Rights of the mortgaged house, our company will voluntarily accept enforcement, undertake phased joint and several liability guarantee, repay the principal and interest of the bank loan owed by the borrower and buy back the property. The guarantee period starts from the effective date of the loan contract signed by the Railway Sub-branch of China Construction Bank and the borrower, and ends when the borrower completes the certificate of other rights of the house and hands it over to the Railway Sub-branch of China Construction Bank. At that time, our company's phased guarantee responsibility will be naturally lifted. At the same time, our company promises to pay a deposit of 10% of the loan amount to the sub-center within the time limit when the certificate of other rights of the house is completed and handed over to the CCB Railway Sub-branch.

Commitment unit (official seal):

Legal person (signature):

Date, year and month

Article 5 of the loan commitment

Shaoguan University Student Financial Assistance Management Center:

I am the parent of the students in grade 20 1 in your college. I agree that my children will apply for student loans from China Development Bank during their school days, and promise to be the permanent contact person of their children's national student loans and provide their contact information to schools and banks in time. I will actively cooperate with schools and banks to educate children to be honest and trustworthy and fulfill their repayment obligations on schedule after graduation. I am aware of the legal effect of this undertaking and the Student Loan Contract, and understand the legal responsibilities I should bear if I violate this undertaking or contract.

Home fixed telephone number: (If parents don't have a fixed telephone number, you can fill in the fixed telephone number of the nearest relative, village committee or unit. Those who do not fill in the fixed telephone number will not be approved. )

Home contact address: (the address is not detailed and will not be approved)

Postal code:

Parents' mobile phone number: parents' autograph (seal):

Loan student QQ number:

Mobile phone number of loan student:

Signature (seal) of loan student:

20 1 Warm reminder:

1. The bank will charge default interest at 130% of the loan interest rate for the same period for the amount of default repayment (including default principal and total interest).

2. Breach of contract will affect my application to financial institutions for other personal consumption credit (such as car loan and mortgage) and handling credit cards and insurance. Once the record of breach of contract is generated, five years after the termination of breach of contract.

3. For the continuous serious breach of contract, the relevant administrative departments and banks will publish their names, citizenship numbers, graduation schools, specific breach of contract and other information through news media, internet and other information channels.

4. Credit reports such as personal loan repayment can be downloaded from the Credit Information Center of the People's Bank of China. Website.

5. According to the Outline of National Social Credit System Construction (20xx—20xx), China will build a comprehensive social credit system in 20xx, and the negative information of personal credit will affect my career and daily life.

6. Shaoguan University Student Affairs Office (Student Financial Assistance Management Work Center) Tel: 0751-8120108.

Personal loan commitment letter

In today's society, more and more places need to use commitment letters, and different commitment letters have different contents. Before writing, you can refer to the model essay. The following is my personal loan commitment model for you, for reference only, I hope it will help you.

Personal loan commitment letter model 1

According to the _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ loan (loan type) contract signed with your company, the contract number is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _; I hereby promise the following related matters:

1. I voluntarily apply for the loan for my own use, and the information I provided when applying for the loan is true and valid;

2. I promise to use the loan funds according to the purposes agreed in this contract, and I will not use the loan funds for other purposes; If there is any violation, the responsibility shall be borne by myself;

Three, do not obtain loans for others in their own name, that is, you can not lend the loan funds to others for use; If I lend the loan to others in violation of these regulations, I will bear the responsibilities and loan risks arising therefrom;

I already know the monthly repayment date and amount of this loan, and promise to repay it on time on the monthly repayment date.

Deposit the loan principal and interest of the current month into the corresponding repayment account (repayment account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _) and authorize _ _ _ _ _. If I fail to repay the loan on time, I will bear the responsibility;

Verb (abbreviation of verb) I have agreed and signed the loan contract, and I fully know and understand the responsibilities and related obligations stipulated in the contract.

I have understood and promised to abide by the above matters. If I violate the above matters, I am willing to bear corresponding legal responsibilities.

Signature and handprint of the promisor (borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signature and handprint of promisor's spouse (borrower's spouse): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signature and handprint of guarantor: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Date of signing the contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Personal loan commitment letter model essay 2

To Ningbo Trade Bank:

Due to difficulties, our company applied to your bank for a loan of RMB _ _ _ _ _ _ _ _ _ _ _ _ _. After investigation by the credit department of your bank, we intend to preliminarily agree to accept our loan application. In order to strengthen the business ties between banks and enterprises, we hereby make the following commitments to your bank:

1. According to your regulations, the 20th of the last month of each quarter is the loan interest collection date. If your bank directly collects interest from my settlement account, our company is willing to take the initiative to deposit enough funds on time.

2. We will actively support your bank to expand the business settlement volume and ensure that the daily fund settlement is used by your bank, and the settlement volume is at least commensurate with the loan ratio of your bank.

3. We guarantee that the fund balance in the settlement account is not less than' _ _ _ _ _ _% of your loan amount every month. If the average daily balance is lower than this ratio under special circumstances, we will inform your bank in advance and make up as soon as possible.

Our company is willing to abide by all the provisions of loan management. Under the following circumstances, your bank has the right to stop paying the unused loans of our company and recover part or all of the loans in advance:

(1) Provide your bank with information such as balance sheet, income statement, accounts receivable statement, balance sheet, etc. False or concealing the main facts;

(2) Failing to use the loan as stipulated in the loan contract;

(3) Failing to pay off the loan principal and interest as agreed in the loan contract;

(4) Failing to perform other obligations stipulated in the loan contract.

Honesty and trustworthiness is the life of an enterprise, and keeping promises is the goal pursued by our company, and our company will certainly keep promises.

Borrower (official seal) _ _ _ _ _ _ _ _

Legal representative or his agent (signature): _ _ _ _ _ _ _ _ _ _ _

Date: _ _ _ _ _ _ _ _ _ _ _