What are the conditions for purchasing a blue sea and blue sky garden house with provident fund loans, and how to calculate the transaction tax of new houses?

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The conditions for purchasing a house in Bihai Lantian Garden with provident fund loans include: 1. The borrower must have an account in the city where Blue Sea and Blue Sky Garden is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase self-occupied housing in Blue Sea and Blue Sky Garden, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the loan of Blue Sea and Blue Sky Garden; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The transaction taxes and fees of new houses in Bihai Lantian Garden include deed tax, maintenance fund and property management fee. Deed tax of Blue Sea and Blue Sky Garden: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Blue Sea and Blue Sky Garden Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Blue Sea and Blue Sky Garden: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!