What should I be told when buying a house?

Many people sign a contract to buy a house for the first time. For consumer goods as big as a house, their rights and interests will be occupied if they are not careful. The unequal information makes it impossible for everyone to understand the inside story, and their rights and interests are occupied and still kept in the dark.

Instructions for signing a house purchase contract

(a) the title certificate should be complete.

Including "State-owned Land Use Right Certificate", "Construction Land Planning Permit" and "Commercial Housing Pre-sale Permit". These three certificates are the necessary conditions for handling the property right certificate. The original certificate of sales license should be hung on the sales site, where you can see the original certificate, and then whether the land certificate is mortgaged. The land use certificate has a remarks page. If the developer makes a development loan to the bank, it will be indicated on the land use certificate. There is also the business license of the developer. Is there a real estate developer's land business license in the business scope?

(two) when signing the contract, the delivery date, water supply, power supply, ventilation and other conditions should be clearly defined, and the liability of both parties for breach of contract should be clearly defined. According to the regulations, the gas can only be turned on when it is over 70%. Prior to this, developers must provide liquefied gas for free.

(III) Delayed delivery: The developer's supplementary agreement stipulates that "if the developer delays delivery, it shall pay a penalty of one thousandth of the house price paid by the owner every day, and the total compensation for the penalty shall be limited to 5% of the house price. If the developer still cannot deliver the house, the owner will only return the paid principal. " This agreement is very unreasonable.

(4) Article 1 of the house purchase contract, the basis of the project construction, should pay attention to whether the relevant contents in the contract are consistent with the relevant documents provided by the developer, such as the number and business scope, etc. when reviewing the contents of this article. The second is the basis for the sale of commercial housing. What you need to do is basically the same as the first one. You need to check whether the number of the sales license, the approved organization and the sales method are consistent with the sales license that the developer hangs in the sales office.

(5) Pooled area: The areas that should not be included include warehouses, motor vehicle garages, non-motor vehicle garages, basements for people's houses and spaces that can be used independently. There are also houses for self-use by selling units, such as the sales center made by developers in the lobby. Generally speaking, the management room that serves multiple houses is the part that is not connected with this building, such as the property management room in the community. There should be a clear explanation in the annex to the commercial housing sales contract. Article 3 of the main contract only says how much and how much the allocated area is, but Annex 2 of the contract should have an explanation table of the allocation of housing area, which part was allocated and where it was approved.

(6) Confirmation of area and determination of difference. It is suggested that the buyer choose the second treatment method stipulated in the contract, that is, to determine an error ratio acceptable to both parties, that is, plus or minus 3%. Buyers who exceed this ratio can choose to return a house, and developers should refund the house payment and interest, which you can accept.

(7) payment method and time limit. One-time payment can be negotiated with the developer, whether it is possible to keep about 5% of the house price and pay it after the formal delivery. Bank loans should not be paid to the developer's account within the agreed time. According to the contract, you have to pay a corresponding amount of liquidated damages, so you should arrange your time more abundantly. Before signing a formal house purchase contract, I suggest you consult your credit conditions with the bank or lawyer designated by the developer to see if you can get a credit loan and avoid other troubles.

(eight) the seller's liability for breach of contract in anticipation of payment. In other words, the developer has agreed that the contract can be terminated if the house payment is not paid for more than 30 days, and the expected termination period of delivery can only be set at 30 days. These two articles should correspond and be equivalent.

(IX) Regarding the terms of changes in planning and design, in this respect, since we bought an auction house, in the process of commercial housing construction, it is possible that in some aspects, the developer thinks it necessary to make changes in planning and design, and should notify the purchaser in writing within 10 working days after receiving the approval from the relevant department, and the purchaser has the right to choose to return the house.

(X) Delivery: The developer asks a qualified institution recognized by the real estate management department to measure the housing area. When handing over the house, we should provide the measured area data, as well as the residential quality guarantee and residential instruction manual we mentioned. If the original documents provided by the developer are incomplete, the developer may refuse to accept the house, and all the responsibilities arising therefrom shall be borne by the developer.

(1 1) developer's commitment to infrastructure and supporting facilities. Generally speaking, a standard contract has five clauses. First, the water is connected to the elevator to ensure that after you sell the house, this is the most basic guarantee. Then there is the opening of natural gas and gas pipelines. Generally speaking, the developer will tell you what the occupancy rate is after you check in, but there is no clear regulation in Beijing at present, saying what the occupancy rate is before you can open natural gas. In fact, it is related to the coordination between the developer and the gas company. It is necessary to make an agreement with the developer so as not to affect your normal life. For the projects you buy in the park, the developer promised in the building book, such as the clubhouse, the greening of the park, and the parking spaces on the ground and underground, it is suggested that the developer be required to promise the completion time in this article. The clause also includes that if the conditions promised by the developer are not met within the specified date, the treatment method agreed by both parties should be more favorable to you and the clause should be signed. Do not meet the conditions, should be regarded as developers overdue delivery, should bear the relevant responsibilities of overdue delivery.

(12) The relevant provisions of the property right registration stipulate the time limit for handling the property right certificate and the default clauses. Buyers can choose to return a house or pay liquidated damages according to the actual situation. According to the current commercial housing sales regulations, within 60 days, the developer should provide the registration information to the property management department for the record. If, due to the responsibility of the developer, all the information is not reported to the property right registration authority for the record in time, so that the purchaser can not handle the property right certificate in time, a solution can be agreed and the house can be returned. For liquidated damages, it is generally between 1%-5% of the contract amount, and it is also selected according to the actual situation. You can also choose not to check out. If you choose to check out, it will be difficult to do so. For example, you have already moved in, because you will apply for property rights two or three months after moving in. If you want to check out at this time because of the property certificate, it may not be very favorable. I suggest that after confirming that this project is legal, handling property rights is only a procedural issue for developers and a coordination issue with relevant departments. It's not that I haven't applied for a property right certificate, but because of this.

(XIII) Others: For example, how many pages and copies are there in this contract? Commercial housing sales contracts should have four standard contracts, two of which are originals and two copies. Now when the Housing Authority puts on record, it will prepare a copy. The buyer should have the original contract. If you apply for bank mortgage, you should give the original contract to the bank for safekeeping. The last clause in the whole contract is the pre-sale registration clause. Under normal circumstances, within 30 days after the contract is signed, the developer should register with the real estate management bureau and the housing management bureau in the area where the property is located. Attachment 1 is the floor plan of the house. Pay attention to this drawing when signing the contract and confirm the orientation of the house with coordinates. The second is to mark the area, or the scale of the area.

-Excerpted from New Business Daily "Beautiful Home"