What is the biggest drawback of Xuhui 26 block? What should I pay attention to when buying a business apartment?

Xuhui 26 block used to be the champion of commercial reform and residential sales, but with the introduction of relevant policies in Beijing, Xuhui 26 block has lost its former glory. What is the biggest drawback of Xuhui 26 block? What should I pay attention to when I want to buy a business apartment? Next, I'll give you a brief introduction to the biggest disadvantages of Xuhui 26 block and what you need to pay attention to when buying a business apartment.

1. What is the biggest drawback of Xuhui 26 block?

The biggest drawback of 1 and Xuhui 26 plots is that they belong to commercial commercial houses, and at the same time, there are hidden problems such as third-party decoration and entrusted loans. According to Beijing's relevant policies, commercial projects should be developed in strict accordance with the planned use, and may not be changed to residential use without approval; The minimum division unit of a commercial project shall not be less than 500 square meters; Commercial banks suspend individuals from purchasing housing loans for commercial projects.

2. The relevant policies issued by Beijing clearly stipulate that commercial projects are sold to enterprises, institutions and social organizations, and the purchase of commercial housing cannot be used as residence; Commercial projects that have been sold can be sold to individuals, but individuals who purchase commercial projects need to meet the requirements of Beijing's purchase restriction policy, that is, individuals have no housing in Beijing and have paid social security or individual taxes in Beijing for five years.

Second, what should I pay attention to when buying a business apartment?

1. When you buy a business apartment, you should know what the local policies and regulations are about business apartments. For example, Shenzhen stipulates that commercial apartments built on newly supplied land are only rented and not sold; Individuals and enterprises are limited to purchase business apartments for 5 years; For real estate projects sold in Guangzhou before March 30, 2007, commercial service rooms can be sold to individuals, and individuals need to obtain real estate licenses for two years before they can be listed and traded.

When we buy a business apartment, we should consider our own economic strength. Because commercial apartments are usually unable to make provident fund loans, the down payment ratio is usually above 50%, and the longest loan period is 10 year. Some cities stipulate that commercial banks suspend individuals from purchasing personal housing loans for commercial projects. In addition, the tax on buying business apartments is relatively higher because business apartments are not easy to sell.

When you buy a business apartment, you should first understand the shortcomings of the business apartment. Business apartments are usually unable to settle down and enjoy the policy of staying nearby, and the living costs such as water, electricity and property fees will be higher. If the buyer can accept these shortcomings, he is considering whether to buy. Many people buy business apartments for rental investment, so when buying business apartments, we also need to pay attention to the location of the house and the surrounding supporting facilities.

Let me sum up: what is the biggest drawback of Xuhui 26 block and what should be paid attention to when buying a business apartment? Here is a brief introduction to you. I hope that after reading this article, everyone can understand this.