How to change the name and transfer the ownership without coming down?

Houses without real estate licenses can also be bought and sold, and the relevant regulations can be agreed by both parties or renamed directly.

This way belongs to the sale of second-hand houses, and the tax to be paid will be more than that of new houses. Including: personal income tax, deed tax, value-added tax and so on. This method is simple and direct, and can be transferred in time with low risk. The disadvantage is that the tax is relatively high and the time cost is relatively long.

The seller needs to pay off the bank loan first; The seller takes out the mortgage contract at the Housing Authority with the settlement certificate issued by the bank; The developer holds the contract and cancellation registration form to the premises bureau to handle the cancellation procedures of the house; After the cancellation is completed, the buyer and the developer sign a new commercial housing sales contract, and then go to the Housing Authority for re-filing.

You can't prove that the house is yours if you don't get the real estate license. The transaction of a house without a real estate license is risky, and both buyers and sellers should be cautious.

If the buyer and the seller are really unable to apply for the real estate license temporarily for some special reasons, both parties should have a detailed understanding of the property, make clear when they can get the real estate license, agree on the appropriate standard of liquidated damages, and be psychologically prepared.

House prices may fluctuate for some reasons during the period when the real estate license is not registered. The buyer and the seller should agree on the standard of liquidated damages to avoid one party's breach of contract when the house price fluctuates greatly.

These points should be paid attention to when buying a house.

Before buying a house, buyers should first carefully choose a property project, that is, what kind of house you are going to buy. First of all, you should consider its geographical location, apartment type and surrounding environment. It is very important to know the credit standing of developers, that is to say, buyers should have some basic understanding of the property projects you choose before buying a house. One of the basic understandings is to understand the credit status of developers.

Sign subscription book and commodity sales contract, including signing supplementary terms. When signing the subscription book and the commercial housing sales contract, the purchaser should pay attention to checking the five certificates, paying the deposit, signing the confirmation letter, choosing the payment method, signing the commercial housing sales contract, then paying the purchase price and handling the sales or pre-sale registration. This is the second stage of the purchase. Delivery and registration of property rights means that the developer signs "two books" after completing the registration, accepts the property and handles the property right certificate.