Wanda Xidi Phase II was bought by mortgage. Can I make a mortgage? How to calculate tax on new house transactions?

Hello, I am glad to answer your question about Wanda Xidi Phase II Community.

The second phase of Wanda Xidi is a house bought by mortgage, which can be handled by a loan company. Because if the house bought in the second phase of Wanda Xidi is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house bought in the second phase of Wanda Xidi is mortgaged can it be mortgaged again.

Wanda Xidi Phase II new house transaction tax includes deed tax, maintenance fund and property management fee. Deed tax of Wanda Xidi Phase II: the deed tax to be paid for the purchase of new houses is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the ordinary commercial houses are halved, that is, 1.5-2.5%. Wanda Xidi Phase II Maintenance Fund: charged by multiplying the construction area by a certain amount. Property management fee of Wanda Xidi Phase II: paid after delivery, and the specific rate shall be implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!