Job Recruitment Website - Property management - Can I withdraw the housing accumulation fund by paying the property fee? Should I pay the provident fund after stopping for a month?

Can I withdraw the housing accumulation fund by paying the property fee? Should I pay the provident fund after stopping for a month?

Can the provident fund pay the property fee? You can't get the provident fund by paying the property fee. However, people can use the housing provident fund to pay the property service fees that have occurred since June 20 12. Workers in any of the following circumstances may apply for housing provident fund for themselves and their spouses:

(1) Purchase, construction, demolition and maintenance of owner-occupied housing;

(2) Repaying the principal of the house purchase loan;

(3) renting a house for self-occupation;

(4) I or the other half, parents or children suffer from serious diseases, causing serious difficulties in daily life.

(5) Suffering from sudden major natural disasters, causing serious difficulties in daily life;

(six) into the local minimum living security policy for urban and rural residents.

Therefore, after 20 12, you can use the provident fund to pay the property fee, but you can't pay the provident fund before this. This requires everyone to have a clear understanding. If you have other questions, please consult a well-known lawyer.

Do you still need to pay the provident fund after a month's break? The provident fund is cut off for one month, and it can be paid if it meets the conditions. For example, if an employee resigns, the provident fund has not been collected normally, or the provident fund has not been paid temporarily because of the company's reasons, you can apply for a certificate from the enterprise. In addition, some big cities have some special regulations, which can be supplemented according to normal steps if they meet the current policy standards.

What are the benefits of paying the provident fund? 1. Provident fund loans are not restricted by the bank account number of real estate agents, and you can choose financial institutions to repay at will;

2. The loan interest rate is much lower than that of commercial loans. At present, the interest rate of provident fund bank loans is around 3.25%, and the interest rate of commercial loans is around 4.9%.

3. Housing provident fund can repay the loan in advance, and the use of idle assets can greatly reduce the cost of buying a house, while the banking industry generally has restrictions on repaying the loan in advance;

4. There are more properties to choose from for housing provident fund loans, and the age limit for second-hand houses is less.