What information does a bank loan need to provide? Attached is a list of three types of loan information.

1. What information does the bank need to provide to handle the loan? Attached is a list of three types of loan information.

I. Mortgage loan

1, personal housing loan

(1) Identity certificate, marriage certificate and household registration book of the borrower and its spouse.

(2) proof of income and running water.

(3) proof of down payment, purchase contract and other materials required by the bank.

2. Personal consumption loans.

(1) Identity certificate, marriage certificate and household registration book of the borrower and its spouse.

(2) proof of income, real estate license, use contract, etc.

3. Personal (enterprise) operating loans.

(1) Borrower's identity certificate, marriage certificate and household registration book.

(2) proof of income, personal running water, real estate license and sales contract.

(3) Business license, account opening permit, organization code certificate, tax registration certificate, articles of association, enterprise running water, etc.

Second, credit loans.

1, individual.

(1) Borrower's identity certificate, marriage certificate and household registration book.

(2) proof of income, personal mobility. Company statement (property certificate, driving license, stock and other asset certificates), etc.

2. Enterprise.

(1) Borrower's identity certificate.

(2) The company's business license, tax registration certificate, account opening permit, organization code certificate, the company's articles of association and official seal of the capital verification report, the company's annual running water, personal running water, business statements, tax payment certificates for the last six months, etc. (Property certificate, driving license, stock and other assets certificates).

Third, housing provident fund loans.

1, housing provident fund loan for commercial housing.

(1) Original and photocopy of the borrower's resident ID card and household registration book * * * repayment commitment letter (* * same as the borrower and guarantor).

(2) proof of marital status (a copy of the marriage certificate is provided by the married person, and other information is issued by the unit or the police station).

(3) Legal commercial housing purchase contract or agreement.

(4) Personal credit certificate provided by the borrower and the borrower's unit.

(5) Effective proof that the borrower has paid not less than 30% of the purchase price.

(6) Effective guarantee certificate.

(7) The auction property of housing provident fund loan must be the property with mortgage agreement signed by the developer and the entrusted bank, and the borrower can go through the loan formalities through the mortgage bank.

2. Second-hand housing provident fund loans.

When the second-hand house is used as mortgage guarantee, the following information must be supplemented on the basis of providing the above information.

(1) Copy of the Seller's ID card and household registration book.

(2) The original and photocopy of the real estate license.

(3) An assessment report issued by an assessment agency recognized by the Provident Fund Management Center.

(4) Tripartite agreement between the intermediary agency recognized by the Provident Fund Management Center and the buyer and seller.

(five) mortgage registration shall be handled by the real estate transaction department at or above the district level.

2. What information do you need to provide for ICBC's personal business loan?

To apply for personal business loan in our bank, you need the following information: 1. Original and photocopy of valid identity certificate, household registration certificate and marital status certificate of the borrower and its spouse. 2. The original and photocopy of the annual business license or business license, business license, booth license and other business licenses of individual industrial and commercial households, partnerships and sole proprietorship enterprises. 3. Personal income certificate, such as personal tax payment certificate, salary certificate, personal dividend certificate in business entity, rental income, deposits in our bank or other banks in the last six months, national debt, funds and other general financial assets certificates. 4 can reflect the borrower or its business entity's recent details or tax payment vouchers and other supporting materials. 5. The original and photocopy of the ownership certificate of the mortgaged property. Have the right to dispose of documents. If the mortgaged property needs to be assessed, the original assessment report shall be provided. 6. Provide relevant information of the guarantor. 7. Other information required by the bank. You can consult the loan bank in detail.

3. What information does a bank loan need to provide?

Personal loans need to provide different information according to the purpose. * * * Sexual materials include ID card, household registration book, marriage certificate, income certificate, bank card or passbook details. If you need to provide a contract and a down payment certificate, it is recommended to consult the bank customer service or staff according to the purpose.

What do you mean by four or three types of loans?

Three types of loans refer to:

1.

Self-operated loans, entrusted loans, and self-operated loans for specific loans refer to loans that the lender raises funds in a legal way and distributes them independently, with the risks borne by the lender and the principal and interest recovered by the lender.

2.

Short-term loans, medium-term loans and long-term loans Short-term loans refer to loans with a loan term of less than one year (including one year).

3.

Credit loans, secured loans and discounted bills credit loans refer to loans issued by the borrower's credit.