How to do a good job in tax assessment under the three major financial systems

Buy a house according to your ability. If you can afford a house, you can't afford a child? How many house slaves are sad. When preparing to buy a house, you should consider what kind of house you can buy and how much you can buy in which area. This requires us to evaluate our ability to buy a house, so as not to become a horrible house slave. First,? Affordability? The definition is to see if you have the ability to buy a house, or pay it in one lump sum, or borrow money to buy a house. If you buy a house with a loan, you should evaluate your repayment ability, that is, measure it by the proportion of your monthly payment to your family's monthly income, and the maximum monthly payment should not exceed 50% of your family's income. Second, how to evaluate your ability to buy a house: 1. When calculating your down payment ability, you must add the decoration cost of the house, because you can't live in a rough house. 2. Calculate the monthly supply capacity. If you buy a house with a loan, the monthly payment should be controlled at about 30% of your monthly income, because you should consider not only the factors of rising loan interest rates, but also the factors of decreasing income. In addition, the loan to buy a house, it is best to set aside a year's mortgage. 3. Calculate the ability to support a house. The cost of raising a house includes property fee, heating fee and 24-hour hot water fee. If the house you buy is far from your work place, you should also consider the transportation fee. According to a survey, 9 1. 1% people in China have mortgage to buy a house, among which 3 1.75% people's monthly payments account for more than 50% of their income. How to avoid stress? Therefore, before buying a house, you must make an assessment of your ability to buy a house to avoid affecting the quality of life because of the excessive pressure of buying a house in the future.