Job Recruitment Website - Property management - What should Jinke Real Estate do if it applies for bankruptcy to buy a house?
What should Jinke Real Estate do if it applies for bankruptcy to buy a house?
First, the house has been built, and the bankrupt enterprise can fulfill the contract with the purchaser, that is, the owner may get the house. Second, the house is not built. If the house is not built, it can be divided into the following two situations: 1, the ownership of the house purchased by mortgage loan. In the forward mortgage, the house has not been built at the time of purchase, and the buyer does not enjoy the ownership of the house. When the house is completed, if the house price has been paid (the purchaser pays the down payment, and the loan bank pays the balance in the name of the purchaser), the purchaser may entrust the developer to handle the real estate license at the local real estate registration authority and obtain the ownership of the house. After that, the bankruptcy of real estate enterprises has no influence on the ownership of houses, and buyers only need to continue to pay off their debts to the bank and take the house as a guarantee. 2. Ownership of the house when the seller purchases the house by installment. First, if the purchaser has paid the full price and the purchased house is excluded from the bankruptcy property, the purchaser may request the bankruptcy administrator to transfer the ownership of the house and apply to the real estate management department for changing the house registration. Second, if the purchaser fails to pay the full price, the real estate enterprise fails to transfer the ownership, and both parties fail to perform the contract, the bankruptcy administrator has the right to decide whether to terminate the contract or accept the price and transfer the ownership of the house.
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