Has anyone ever bought an apartment with 40 years' ownership? What should I pay attention to when buying this kind of house?

Pay attention to the location when buying an apartment! Business apartments, serviced apartments, LOFT apartments, hardcover apartments and other apartments are favored by a large number of owners and investors because of their good location, small area and low price. But before the buyer sells, he must first find out whether it is residential or commercial. So, what should we pay attention to when buying an apartment?

Identification method:

Check the land use certificate.

According to the relevant regulations, the nature of the right to use the house is consistent with the right to use the land, and the nature of the commercial house is only residential land, commercial land and industrial land. Yu, assistant to the general manager of Tiansheng Real Estate Consulting Company, said that buyers only need to check the land use column on the land use certificate of the property, and it is clear at a glance whether the house is for commercial use. If you don't see the land use certificate in the sales department, you can ask the property consultant.

Find out the difference:

There are four differences.

Different uses. Business apartments can be registered as office buildings, but they can't move into hukou; Residential apartments can be entered, but they cannot be registered as office buildings.

The service life is different. In Conghua, the commercial term is 40 years and the residential term is 70 years. If some of them have rotted for many years before being sold, these years of service will be deducted. Commercial products have been rotten for 10 years, and you bought them after 10 years, so your service life is only 30 years.

The use cost is different. The deed tax of commercial apartments is charged at 3%, and utilities and management fees are also charged according to commercial standards; Deed tax of residential apartment is charged at 1.5%, and water and electricity charges are charged according to civil standards.

Different commercial values. The commercial value of commercial apartments is higher, and the unit price is usually higher than that of residential apartments 1000 to 2000 yuan/square meter. If you want to apply for a mortgage loan in a bank, the evaluation price of the former is much higher than that of the latter.

Some apartments are essentially sold by rent, which is suspected of deceiving consumers. None of these apartments have a pre-sale permit for commercial housing. They can sign a 50-year lease contract based on serviced apartments. However, China stipulates that the lease contract cannot exceed 10 years.

Reminder: keep your eyes open! This kind of house must be made clear, otherwise there are pits everywhere!

Not the kind of house with big property rights, but also all kinds of public houses and housing reform houses. When buying, you must be cautious and understand the risks of the transaction, so as not to wrangle in the future!

Speaking of nature, let's talk about the things we need to pay attention to when buying:

What should I pay attention to when buying an apartment?

A. Investigate the comprehensive environment and supporting facilities around the community. This includes two aspects: one is to see whether the self-owned functional facilities of the community can meet the living needs, and the other is to see whether there are basic facilities and beautiful environment such as parks around the community.

B, if used as a means of financial management, the less investment, the better. Therefore, the decoration standard of the house should not be too high. If it is too high, the number of tenants will be significantly reduced, the opportunities for renting houses will be greatly reduced, and the risk of vacancy will be greatly enhanced.

C, the level of property management determines the occupancy rate of residential houses. First of all, the community's own facilities should be complete and rich enough, such as supermarkets, restaurants, laundry services, key primary and secondary schools and so on. At the same time, there must be good security measures, the public security situation is not good, and there is only one way to go, that is, reducing rent, then the income will be greatly reduced.

D. Pay attention to the property right of the house: According to the relevant regulations, the nature of the right to use the house is consistent with the land use right, and the nature of the commercial house is only residential land, commercial land and industrial land. Buyers only need to check the land use column in the land use certificate of the property, and it is clear at a glance whether it is residential or commercial.

E, clear the purpose of purchase: If it is to buy a house for financial management, it is recommended to choose a business apartment. Compared with office buildings, this kind of apartment has lower rent and is more popular with small enterprises. In addition, the matching of the house, whether the security system is perfect and whether the surrounding traffic network is intact are also factors that cannot be ignored when considering the project. If it is self-occupied, it is recommended to choose a residential apartment. Because most commercial apartments are airtight, they cannot meet the basic needs of life.

F, we should pay attention to the choice of reputable brand developers. Such enterprises have a sense of responsibility and are recognized by the public. Pay attention to choose areas with superior location, convenient transportation and mature commercial facilities.

G, the size of the housing area should be appropriate, and the small apartment for rent should be as small as possible. It is not advisable to choose a house that is too big.