Job Recruitment Website - Property management - What conditions do you need to buy a house in changan garden, Huizhou with provident fund loans, and how to calculate the tax on new house transactions?
What conditions do you need to buy a house in changan garden, Huizhou with provident fund loans, and how to calculate the tax on new house transactions?
The conditions for purchasing a house in changan garden with provident fund loans include: 1. The borrower must have a city account in changan garden; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in changan garden, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of changan garden loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
Changan garden new house transaction tax includes deed tax, maintenance fund and property management fee. Changan garden deed tax: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Changan garden Maintenance Fund: charged by multiplying the construction area by a certain amount. Changan garden property management fee: paid after the house is delivered, and the specific grade rate shall be implemented according to the regulations of the local price department.
The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!
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