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Does Ruiz have an emergency call?
This should be the problem of the on-site insurance surveyor! Your car is fully insured, and there is also a strong insurance. The damage belongs to a third party, so you can get out of danger through compulsory insurance or full insurance! But what you reported is all risks, and his company should pay for it when you go to the scene! If the insurer of the survey does not survey the loss (same accident) of the third party with you, it should be his responsibility.
Under normal circumstances, insurance companies will check prices, including third parties! For example, if a third party claims compensation of 1000 yuan, the insurance company will only check the price in 600 yuan, and the extra part should be paid by your owner!
For details, please consult Aika Auto/159/
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