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What information does the hotel need for property insurance?
Hello, I am a professional property insurance company employee. First of all, I need to see what insurance you are going to take for your hotel. Generally, it is comprehensive property insurance and public liability insurance. If there are other tenants or properties under your hotel, you'd better take out property liability insurance. Simply put, property comprehensive insurance is to protect your hotel's own building, and its main responsibilities are fire, explosion and some natural disasters. Public liability insurance is because your hotel is a public place. When your customer has some accidents in your hotel, the insurance company will be responsible for this part of the compensation. The property responsibility of your hotel is to compensate the property under your hotel for the accident that should be responsible. You'd better buy a parking lot liability insurance to protect the car parked in your hotel parking lot. That's about it. When you apply for insurance, you need to provide some necessary procedures. Different companies have different requirements. Our company only needs the balance sheet of your hotel, a copy of the business license, a copy of the organization code, a copy of the ID card of a legal person or a specific person in charge, and so on. Then our company has professionals to go to your hotel for on-site investigation and risk assessment. If the evaluation is too bad, but your hotel wants to be insured, we will put forward some rectification plans. Of course, none of this will be very responsible. The answer is basically finished. If necessary, please call me in my file. thank you
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