Can I withdraw cash from the housing provident fund?

Housing provident fund can be withdrawn. To withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint savings account. Partial withdrawal of provident fund means that the depositor of provident fund applies for partial withdrawal of provident fund according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is the total account amount minus 10 yuan.

Extended data:

Extraction process

(a) approved by the provident fund center.

Except for the two withdrawal methods of employee resignation and employee retirement, other withdrawal methods need to be audited by the provident fund management center before they can go through the withdrawal procedures in the bank. The procedure is as follows:

1. Submit relevant documents, which will be audited and sealed by the municipal housing provident fund management center or office.

2. Hold the "Housing Provident Fund Withdrawal Form", the special passbook or joint card for housing provident fund and the valid identity documents audited and sealed by the municipal provident fund management center or office, and wait until the relevant bank housing provident fund business handling outlets handle the withdrawal.

(two) the extraction of the entrusted bank audit.

The cancellation of labor relations between non-registered employees and their units and the retirement of retired employees have been entrusted to the Construction Bank for review. Resignation certificate (non-local registered employees leave), retirement certificate, ID card, etc. Issued by the applicant, you can directly withdraw the housing provident fund from the relevant bank outlets in this city.

(3) Entrusted loan repayment of provident fund (i.e. automatic monthly deduction)

Borrowers and their spouses who have handled housing provident fund loans from China Construction Bank, China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Merchants Bank and China CITIC Bank may apply for entrusted withdrawal of housing provident fund. This business must be approved by the provident fund center or office with relevant information, and cannot be entrusted to others.

References:

Baidu Encyclopedia Provident Fund Extraction