Is it risky for individuals to use QR code to collect utilities and property fees?

There is a risk, probably the QR code of the liar. If there are too many collections, they will be checked.

：

The difference between merchant's payment QR code and personal payment code;

There is no limit on the amount of merchant code collection, and the personal code has a limit of 200,000 yuan per year; Merchant code withdrawal is free, and personal code withdrawal is charged; Merchant code merchants can get account security insurance for free, and personal code recipients need to pay insurance premiums to get account security insurance.