I need money badly. An intermediary said that lending the house in my name can get hundreds of thousands. Is it reliable?

This kind of loan method, because it is suspected of fraudulently packaging loans, and there will be high intermediary fees, many people can't repay in the end, making their personal credit information a black household and carrying a debt. This way is not reliable.

With the development of economy, people will involve loans in their daily lives. Many people are in urgent need of money, but they don't meet the requirements of banks, so they can only find some intermediaries. But many intermediaries are liars. They just make money from it, regardless of the customer's situation. Eventually, customers will be heavily in debt, which will affect their lives.

First, the qualification of packaging loans is suspected of fraudulent loans, and there will be various risks. When people need money in their daily lives, they usually borrow from formal financial institutions, but formal institutional loans require personal qualifications. Some people can't borrow money from financial institutions without real estate license, so they can only find personal intermediary. In order to make money, these personal intermediaries will try their best to package loan customers and transfer the property to personal names. They are suspected of lending and have violated relevant laws. So it is best not to adopt this method, otherwise they will take great risks.

Second, the intermediary charges are expensive, and the inability to repay will affect personal credit information. Intermediaries take the form of packaging customers and borrow a lot from banks. Although individuals have alleviated their urgent needs, they need to pay a high intermediary fee to the intermediary. Moreover, this kind of loan is a short-term loan. Once customers are unable to repay, they will bear huge loans, personal credit information will be affected, and their lives will be greatly affected.

Third, don't trust personal intermediaries. Loans need to go to formal institutions. When people need large loans, it is best to go to formal institutions for loans, so that they will not bear huge interest and risks. Financial intermediaries in the market are all for making money. They won't cheat loans from banks through various operations based on the actual situation of customers, so they won't take care of lenders, which will affect personal credit information and make borrowers bear debts for a long time.

Personal loans should not be trusted by such financial intermediaries, but should be lent to formal institutions. If you have other views on this, please leave a message for discussion.