Can CITIC Bank get a loan?

CITIC Bank can make loans. However, the following conditions need to be met:

1. Provide the loan information required by the bank. The borrower needs to provide proof materials such as ID card, residence certificate, work certificate, income certificate and loan use certificate.

2. Submit a formal loan application to China CITIC Bank. Borrowers apply at bank outlets and submit materials, and can also fill out loan applications online if conditions permit.

3. The repayment ability of the bank to the borrower. After filling out the loan application, the bank will generally review the relevant information of the lender and guarantor. If the loan conditions are met, the bank will inform the lender to go to the bank again to fill out various loan forms.

4. Go through the mortgage guarantee procedures. Including guarantee contracts, mortgage contracts, etc. , and handle the relevant mortgage registration procedures.

5. The bank issues loans according to the loan contract.

Extended data:

Types of CITIC Bank loans

1, personal property mortgage loan

Provide professional services for household consumption and enterprise financing, and provide users with five major products and services: mortgage loan, comprehensive mortgage credit, sequential loan, net worth loan and foreclosure loan.

2. New car consumption loan

Customers who buy new cars can apply and get approval directly from convenient service dealers.

3. Used car consumer loans

Customers who buy used cars can directly apply for and approve efficient and ultra-low down payment: the minimum down payment is only 50% of the car price; The longest period is 3 years; Rich choices: there are many cooperative brands and flexible loan methods.

4. Financial assets pledge loan

Customers who hold certificates of deposit, treasury bonds, wealth management and other financial assets. One-time credit line is recycled. Full coverage of financial assets. Asset appreciation also supports liquidity.

References:

Baidu Encyclopedia-China CITIC Bank

Xinhuanet-China CITIC Bank: A natural person can borrow up to 300,000 yuan after paying taxes for two consecutive years.