What kind of dunning method is the most effective? Ask everyone to help you solve it?

The first type is telephone dunning, that is, debt dunning, so a very important role is our telephone dunner. A debt collector should have certain professional knowledge, understand the contract and payment terms, and master the skills of communication and negotiation. In the negotiation process, he needs certain power to decide whether the debt can be discounted or postponed.

The second is written reminder, including letters and faxes, which is a more formal way. One advantage of this method is that it can be used as data evidence for future litigation and arbitration, and it can also be used to decide whether the language wording is severe, mild or euphemistic according to the collected objects.

The third is face-to-face collection, which is also very common. Many banks have special face-to-face collection teams, and these personnel have to receive necessary training.

Finally, the debtor is required to provide a confirmation letter and a written payment plan, which can also be used as written evidence for future litigation. If there is such a written certificate, it will be more reliable and easier for the collection personnel to urge money.

The second category is conducted through litigation and arbitration and will be submitted to the court for trial.

This aspect is troublesome, which requires the preparation of all kinds of evidence materials and certain litigation costs. It is necessary to submit legal fees to the court and to the law firm. Whether the court can execute the judgment in time is also a problem that needs to be followed up. If the debtor refuses to execute for a long time, the payee may also request the court to enforce it.

There are also many debtors who are indifferent to repeated telephone calls and have no signs of repayment. At this time, the creditor may wish to resort to the intervention of a third party, which is also a telephone collection, which will make the debtor feel a sense of urgency. As long as your third party speaks in place, you can avoid the heavy and avoid the heavy, without losing the collection, and the debtor will certainly be able to reposition your debt collection determination. Cuitx is a technical service platform for debt collection. The platform has professional dunning lawyers and companies, and big data collection tools assist in collection to legally clean up creditor's rights and debts for creditors and creditor enterprises.