How much is the Australian property tax every year? What kinds of taxes do Australian properties need to pay?

How much is the Australian property tax every year? Real estate loan organization fee (financial brokerage fee)

Most Australian real estate lending institutions will charge new home borrowers a one-time bank account opening fee and other service fees. Some loan companies will waive this fee standard in order to gain business. Most financial institutions will also charge a certain annual fee or monthly fee for different commodities. Customers must make decisions according to their own preferences, and it is best to compare the actual interest rates and fees.

Conviction fee

The reasonable and legal transfer of property ownership rights in Australia is generally carried out by the appraiser who handles the property transfer certificate, and I can't handle it myself, so the appraiser's fee is an inevitable process fee.

StampDuty

All Australian governments levy stamp duty on the purchase of houses. The collection ratio varies from state to state. In addition to stamp duty, there are two additional government assessment fees, one is mortgage assessment fee, and the other is property ownership transfer assessment fee.

Building structure inspection report (inspection report)

Before buying a second-hand house (new house is unnecessary), you should check the building structure and pests accordingly. This can not only protect you from the cheating of dishonest sellers, but also is the procedural flow stipulated by lenders before lending money. According to the size of the house, the inspection fee ranges from $250 to 1000. The inspection fee for pests and diseases is about $300. (The above expenses are 20 15 of the company's valuation. )

Housing loan, housing assets, homeowners' commercial insurance.

Australian real estate law stipulates that if your loan amount is higher than 80% of the house price, you must pay the mortgage guarantee fund. There will be certain protection when you can't repay the loan company. Then in order to avoid any tangible damage to your house and the loss of assets in the house, you must pay the house property insurance. If you buy an investment house, it is recommended to buy real estate insurance. Everything that happens to maintain the true identity of the owner, such as the tenant running away without paying the rent, or the tenant damaging the house.

City appearance capital construction fee (market price)

In addition, some fees are paid to the district Committee on time, and they usually collect them once a quarter. Including city maintenance, domestic garbage disposal, utilities, land tax. According to different regions, the fees charged are different.

What kinds of taxes do Australian properties need to pay? Moving to a new home and real estate agency fees

(AgentFees) Finding a professional moving company to move can reduce the pressure of moving to a new home, but the charging standard ranges from $300 to $65,438+0,000, which should generally be charged by the hour. In addition, if the old house is exchanged for a new house, it needs to pay the fee of the regional agent of the real estate, and most companies will charge a commission equivalent to about 2% of the selling price.

StampDuty

First of all, when buying all properties in Australia, whether local customers or overseas buyers, they must pay StampDuty when handing over the house. However, the proportion of stamp duty collected by governments at all levels in Australia is slightly different.

Take Victoria as an example. If the taxable use value is less than $25,000, the stamp duty is1.4%. Property with a taxable use value of about $25,000 to $65,438+03,000 shall be subject to 3.5 yuan +2.4% stamp duty for the part exceeding $25,000; The taxable use value of the property is about130,000 to 960,000 USD, and the part exceeding130,000 USD is subject to stamp duty of 2,870 USD +6%; 5.5% stamp duty will be levied on properties with taxable use value exceeding 960,000 US dollars.

For overseas buyers (foreigners without Australian status), an additional stamp duty of 8% of the contract price is required.

Note: From July 1 2065438, whether stamp duty or additional stamp duty, the purchase of apartments or single-family villas for project investment needs to be subject to stamp duty according to the contract price of the house. The content of the new academic house & LandPackage is based on part of the contract price of land resources, and some engineering buildings can enjoy tax exemption policy.

At the same time, Victoria has different amounts of stamp duty exemption for local people with Australian identity to buy their first real estate for their own lives, reaching more than 30 thousand.

land tax

When customers own real estate, they need to pay land tax. To put it bluntly, land tax is the tax levied on land value in China. Land tax is levied once a year, with the annual 65438+February 3 1 as the node.