Wanyuan Zuo Jie property

1 10000 people called the new 72 1 suite? Fake! On February 1 day, Feng Wan Coastal City took the lead in dispelling rumors and reporting to the police, which made Shenzhen property buyers collectively anxious.

However, the rumor that followed is that in order to innovate, the major banks in Shenzhen have been squeezed, and a new army queuing for credit reporting has emerged. ...

Shanghai 13 people robbed a suite, the first set of capital verification was 7 million, the second set of capital verification was130,000, and the subscription capital was 6 billion; Community owners near some popular schools collectively control the disk; Intermediary landlords join hands to boost the second-hand housing market.

65438+1October 26th Xinhua News Agency reported that Vice Minister Ni Hong of the Ministry of Housing and Urban-Rural Development led a team to Shanghai and Shenzhen to investigate and supervise the real estate market. Immediately, the relevant responsible persons in Shanghai and Shenzhen said that they would resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council, and earnestly fulfill the main responsibility of regulating the real estate market.

After the implementation of various policies, some "new worlds" have emerged among the buyers in Shanghai and Shenzhen: the really divorced customers who were accidentally injured were stuck on the eve of online signing, worried about seeing the down payment soar from 35% to 70%; Those speculators who are not well prepared temporarily choose to give up after the qualification examination is brushed off.

Shenzhen "1" new site, property consultants dare not promote it.

Longguangqian Seascape Sweet Garden and Tian Jian Gui Yue House, which have attracted much attention in Qianhai, have just completed online housing selection, and new sites such as Feng Wan Coast City, Shenzhen Tieyi House, Vanke Four Seasons, Zhongtai Yin Di, Fuji Grand Hyatt House Junhui Garden and Xiangshan Road have been announced to enter the market one after another, once again detonating the new housing market.

This is the collective anxiety of the rich in Shenzhen years ago-solving the new problem of "6 elections 1". That is, only 1 project can be selected for six buildings, and the selected project cannot be changed; Once crowdfunding, holding and providing false information are found, the deposit will be fined up to 3 million yuan.

In fact, before these online red discs officially announced their sales plans, the news about their prices, the number of houses and the way to recognize them never stopped.

In Shenzhen, the new project is an eternal explosion. Take the coastal cities of Feng Wan as an example. In September, 2020, Feng Wan Coastal City published a rumor, which was also the first tweet after its project registration, saying that as of September, 2020 18, the project had not obtained the pre-sale permit, and the opening time, sales price and sales method had not been determined. At the beginning of June 5438+ 10 this year, Weibo Real Estate Big V broke the record form of Feng Wan Coastal City, saying that the project was about to enter the market. Later, many regular media followed up the report, but they quickly deleted the relevant information.

65438+1On October 29th, Feng Wan Coastal City officially announced its sales plan. The night before the project was publicly registered in good faith, Chen Ying, a property buyer, received a short message from the property consultant, specifically emphasizing "continuing to downplay the publicity of the project", saying that the project was planned to start registration in good faith on June 29th, 65438, and the results of our joint efforts were hard-won, so we should continue to downplay the publicity of the project.

As a matter of fact, online celebrity CDs that Shenzhen has entered or will enter the market have more or less the experience of Feng Wan Coastal City. The reason why these new sites are sought after by property buyers is still the arbitrage space brought by the upside-down price of new houses and surrounding second-hand houses and the legendary concept of waiting to land.

The National Business Daily reporter inquired about the holding company that the average listing price around the coastal city is about 77,000 yuan/square meter, and the average transaction price is about 73,000 yuan/square meter. According to the sales plan published by Feng Wan Coastal City, the average price of 72 1 suite is about 57,000 yuan, with a price difference of 20,000 yuan per square meter.

Although 1 is the most popular of the six selections, an industry insider told reporters that this kind of online red disk will attract more people to sign up for the lottery because of its low total price. It is recommended that buyers with two or less social security years choose carefully. After all, the official "six choices 1" purchase strategy has a high opportunity cost.

"Only one property can be registered in good faith, and I Shenzhen APP cannot be changed or revoked." Guo Mei is the buyer of the second house. She told reporters that after the recent new upsurge, especially after the official use of the sincerity registration system, she and other second-time home buyers reminded each other the most that "don't make a mistake."

Although the open sales plan still gives priority to families without houses and individuals' good faith registration, Guo Mei is deeply gratified by the way of 6-choice 1. She believes that this method can disperse buyers to a certain extent and improve the winning rate.

The developer also accurately set the rules for the short-listed lottery. According to the number of years of social security or individual tax, the total number of people is controlled within three times the number of houses.

Property consultants are as nervous as property buyers and worry about problems in the approval process. Property consultants send information to buyers one by one, reminding buyers that they can only choose one property to register in I Shenzhen APP. Don't make a mistake. Once selected, they cannot cancel or choose to register multiple times or change their registration.

"If you choose the wrong one, you will lose the opportunity to buy a house." This is what they remind the most.

And some project property consultants even seriously remind buyers where their projects rank, and remind buyers to upload information as much as possible in the first two days, so as to make subsequent revisions and supplements, so that they have sufficient time to prepare.

Guo Mei said that in their discussion group, everyone teased, and now blindly guessing the number of finalists and the winning rate is the same as the college entrance examination. They also ranked the lottery winning chances of these two groups of buyers from big to small. The real demand with the lowest total price and income of one million yuan was ranked last by two groups of buyers because of the largest number of expected subscribers.

"The second set of properties such as Runxi and Qianhai are basically not shortlisted." "In Anto Mountain, Hyde Garden is a new benchmark with high attention and low hit probability." ..... The two housing groups will focus on the market as an opportunity to thoroughly analyze the situation of each project.

However, after several rounds of new "backward" rules, Guo Mei said that some buyers have given up the new house or replacement plan and re-examined and participated in this new game with another relaxed mentality of "others go, I also go, hit the best, missed and lost".

Guo Mei said that in order to improve the audit efficiency or pass the probability, they not only provided the information required by the government, but also classified the information, refined the audit points such as family situation, total income, social security months, financial management, and then filed separately.

An intermediary in Shanghai tricked the landlord into signing an exclusive agreement to control the market.

A similar situation also appeared in Shanghai. According to the National Business Daily, in the past two months, 3 1 set of new houses have been sold out, and the subscription rate has exceeded 500%, including "Thousand People Shake" property 13 sets. In the hottest project, there was a lively scene where 13 people robbed a suite, and the capital verification of this project (the first set) was 7 million, and the capital verification of buying a second suite even cost130,000.

Some property buyers said that the housing in the Qiantan school district they were concerned about soared by 2 million yuan within one month.

At the same time, some self-media numbers often publish such as "22 public building lottery lists, 17 building recognition rate exceeds100; XX Bay, becoming the first "thousand people shake" property; The second phase of XX Mansion became the most recognized real estate (869.85%), and there was no new real estate project recognition/opening trend in February, which made the market nervous. There are also "x fat house to see the house" and "x room lottery assistant", and some information is released from time to time.

The reporter learned in the previous interview: "Some intermediaries cooperate with the landlord to create panic by raising the listing price and the landlord jumping up. As long as someone is fooled, the intermediary and the landlord will make a profit. Even if no one really buys it, it will be profitable to adjust the price back after a while. "

This is the intermediary and the landlord jointly set the price, and the owner controls the plate, and the intermediary-led "house price manipulation" also happens from time to time.

Liu Hao, the person in charge of the intermediary stores located in Yang Jing and Shen Yuan in Pudong, told the reporter that some communities in his area are veritable school districts, and the counterpart schools are popular schools such as Jincai North School, Sixth Division Attached Primary School and Second Central Primary School.

The owners of residential areas near these schools will agree on a price among the owners, demanding that the selling price should not be lower than this number, otherwise it will harm the interests of other owners, thus achieving the purpose of controlling the housing prices of the whole residential area.

Lu, the manager of Zhongyuan Real Estate, told the reporter of Huashang Daily that there was a set of houses in his shop that were listed as "bright future" by the owners. According to the reasonable market price, the listing price should be around 654.38+07.5 million yuan. Recently, a school near the community was merged into the affiliated experimental south school. Under the influence of another intermediary, the owner directly raised the listing price by 500 thousand.

Manager Lu said that although the school was renamed, it has not been tested by the enrollment rate, and it is a bit blind for the owners to directly hang high prices.

In the same situation, there is a community called Wanyuan Zuo Jie. Manager Lu introduced that the reasonable transaction price of the original housing in the community is 9.5 million to 9.8 million yuan, and the price will increase based on the popularity of the market. However, this customer went to another intermediary and was directly suggested to hang it to 1 1 ten thousand yuan. At that time, the owner planned to replace the school district in Zhangjiang. Two months ago, the price of three rooms there was 6.5438+0.3 million yuan. Now that the house has not been sold, Zhangjiang's fancy school district has risen to more than 654.38+0.5 million. For the owners, the loss is not only time, but also the cost of money.

Because these listed companies themselves are replacing customers, because the listing price is high, they can't make a deal in a short time, but they delay the best opportunity for replacement.

Manager Lu told reporters that some irresponsible intermediaries would suggest that landlords hang some prices and hope that they would sign an exclusive agreement. In this way, the landlord's mentality will follow.

The ultimate goal of these intermediaries is to control the housing of a community or even the whole region.

Officials in Shanghai and Shenzhen have stepped in to rectify and speed up refined management.

654381October 26th, Xinhua News Agency reported that Vice Minister Ni Hong led a team to Shanghai and Shenzhen to investigate and supervise the real estate market.

Ni Hong said that the Central Economic Work Conference once again emphasized that houses are for living, not for speculation, and "solving the outstanding housing problems in big cities" is one of the key tasks of 20021. City governments should fully understand the importance of maintaining the stable and healthy development of real estate, and should not regard real estate as a short-term means to stimulate the economy.

Immediately, the relevant responsible persons in Shanghai and Shenzhen said that they would resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council, and earnestly fulfill the main responsibility of regulating the real estate market.

This wave of serial policies in Shanghai actually started from cracking down on "fake divorce". 1, 2 1 released "Shanghai Ten Articles" in the evening to plug the loophole of "fake divorce", adjust the period of VAT exemption, and strengthen the management of credit funds. 65438+1On October 25th, Shanghai raised the price again, and included the auction house in the scope of purchase restriction; Then, the speed of lending in Shanghai slowed down, and the Banking Insurance Regulatory Bureau issued a document overnight, demanding that the opening bank not lend to individuals.

Shenzhen officials have also accelerated the refined management action. 65438+1On October 22nd, Shenzhen Housing and Urban-Rural Development Bureau issued a notice on the handling of 12 people who were suspected of buying commercial housing illegally, in response to the incident that caused a sensation in the whole country.

In fact, the day before the penalty notice, the Shenzhen Housing and Construction Bureau replied to a document from the real estate registration center, which strengthened the details of the qualification for buying a house, that is, the original policy only required one person to have a quota, and other joint names could also be registered jointly, and there was no qualification for buying a house. The latest reply means that all family joint buyers need to be qualified to buy a house. This is interpreted by the industry as the official "containment" of fake marriages to obtain the qualification to purchase houses.

65438+1On the evening of 23 October, the Housing and Construction Bureau issued an urgent notice to strengthen the qualification examination and management of purchasing commercial housing. There are eight * * * in the Notice, which not only strengthens the previous registration system of purchase intention, but also puts forward more detailed provisions on the qualifications of buyers, income certificates, credit reports, sources of purchase funds and so on.

The transaction process in Shanghai has been lengthened, and bank lending has slowed down significantly.

Those affected property buyers contributed one vivid case after another in the instant relay. For example, in Shanghai, the phenomenon of "divorce" has obviously increased in a short period of time, but it has also doubled. It seems that only a few days after signing online, the down payment has increased from 35% to 70% in an instant.

Respondent Villi told reporters that she divorced at the end of February, 65438 last year, and her home was clean, but her ex-husband and her own name both had pre-marital houses, and now she has directly become the object of purchase restriction, and it will take three years to buy a house. Willy said she was really divorced, not fake.

Another interviewee, Wu Yi, was also restricted from buying because of divorce. Divorced in May last year, she and her parents have a house in Huangpu District. Because of the need for improvement, she sold the house at a price of 5 million in June 5438+065438+ 10, and then bought a second-hand house near Baoshan Shanghai University with a total price of 6.8 million. After paying a deposit of 200,000 yuan, she and the intermediary agreed to sign the contract online at the end of 10.

Wu Yi told reporters that her down payment has been delayed from last year's 165438+ 10 until now, and it has not been put in place. Unexpectedly, the result is that you can't sign online without a down payment. Although she is eligible to buy a house, the down payment has increased from 35% to 70% now. Now the houses in this community have generally increased by about 300,000.

Wuyi is very anxious. She calculated an account for the reporter. If the tax and decoration expenses are removed and replaced with the existing money in her hand, the house she bought may not be as good as the original one.

This also puts martial arts in a dilemma. If you don't buy it, you will break the contract and give the other party a deposit of 200,000. If she bought it, where should the down payment go?

In addition to being restricted by the New Deal, more buyers are affected by the increase in the period of second-hand housing VAT exemption. Ma Yuan, an only child, is over forty years old. His parents are over 70 years old. He used to live in Baoshan's husband's room in the 1980s and 1990s. Because the floor was too high, he sold his room in June last year and wanted to change to a lower floor.

At that time, the house in Ma Yuan was priced at 2.45 million yuan. In the same month, he replaced a house with the same price in Changning and signed an intermediary contract at a price of 2.4 million yuan. "But because Baoshan's house1October 20th, I got the down payment, which was a few months late. I didn't expect to suddenly come to the New Deal and pay more 1.2 million VAT. "

Ma Yuan told reporters that if you don't buy it now, you will lose 200,000 yuan. If you buy it, you have to pay 1.2 million yuan. You just need it. You're already stretched. Now you're worried.

Zhang Jing is a fresh graduate in 2020. Because Shanghai liberalized the policy of college students' settlement, she successfully obtained a Shanghai hukou and became a new Shanghainese. In February last year, 65438+, she got a two-bedroom apartment near Huangxing Park in Yangpu District, with a total price of more than 6 million. She told reporters that at that time, the family patched together and saved a down payment of 3.5 million. However, after the New Deal, her house exceeded 25%, the deed tax rose directly from 60,000 yuan to nearly 400,000 yuan, and the agency fee was 6.5438+0.2 million yuan.

In addition to the taxes and fees involved in the New Deal increasing transaction costs, the influence of prolonged process can not be ignored. The aforementioned manager Lu told reporters that after the New Deal, the biggest problem faced was the obvious slowdown in lending.

His shop is located in the popular Hua Mu section of Pudong. Before the New Deal, the whole transaction process was relatively short, and most of them were replacing customers. The transaction time he handles is basically controlled within one and a half months, and the bank can complete the process from loan approval to loan issuance in almost 20 days.

At present, there is no specific date for bank lending. He has consulted several major local banks, such as Rural Commercial Bank, China Construction Bank and Bank of Communications. The answer is that the specific time of lending is unknown, and the online signing may have to wait until around April.

Manager Lu estimates that it will take 3-5 months after the completion of the whole transaction process, and the newly listed houses will be longer than the original ones, and the newly listed houses will be more abundant.

"This directly led to the landlord's down payment replacement is not in place, and there are several cases at hand. There are also several groups of customers who did not complete the online signing before the New Deal, which led to the cancellation of the contract. You can make the first set before unconditionally terminating some customers, but now it belongs to the second set, and you are still waiting for the details of the bank. Even if it is to cancel the contract or handle disputes, it will have to wait until years later. "

Manager Lu told the reporter that simply increasing taxes and fees will contact both parties to resolve it through consultation, and one person will bear half of it. It depends on each different case, but the current situation is that the two sides of the transaction are still in a stalemate.

A remarkable change is that the original landlords basically started from the ground and jumped from 200,000 yuan to 500,000 yuan every few days. Although the price has not gone down now, it has stopped jumping, and the landlord is willing to sit down and bargain.

Manager Lu predicts that a large number of houses will be put on the market again in the next month or two with the price correction.

According to the data of second-hand houses released by Shanghai Chain Home for one week (1.25~ 1.3 1), the number of transactions decreased by 26%, the average transaction price decreased by 2%, the number of houses decreased by 16% and the number of visitors decreased by1/kloc. Speculators in Shenzhen were "scared away" because of strict auditing.

However, the notification of suspected fake buyers in Shenzhen 12, eight strict investigations and other official emergency investigations still "scared off" some speculators who were not fully prepared.

At this point, we can also see that the participants have entered a cautious state from the subscription and abandonment data released by the two online red discs in Qianhai District, which have received much attention recently.

Runxi, a house-robbing project named by Xinhua News Agency and other media, announced the source of 1 1 1 71* *15036 in the market last June, and 9687 people were shortlisted to participate in the notarization lottery, with the subscription ratio of about.

However, at the end of June this year, the number of applicants for the Tian Jian Yueguifu and Qianhaitianjing Garden projects, which were completed in May 438+10, dropped significantly. The average price of 427 suites in Tian Jian Yueguifu is about103,000 yuan/m2, and the total price is about106,800 yuan ~197,300 yuan/suite. Finally shortlisted 1 170 customers, including customers without rooms * * 1650.

Longguangqian Seascape Sweet Garden, which has just completed online house selection, has sold 1003 suite source, 162 sets of merchants, with an average price of1/0.2 million yuan/square meter and a total price of110.53 million yuan/set.

At the same time, the sales promotion issued by Shenzhen's recent projects almost clearly indicates many risks of irregular house purchase operation. If there are false, forged, unsustainable and other circumstances that affect the purchaser's purchase of the project property, or if it is found that the customer has crowdfunding and holding the house on behalf of the customer, the deposit will be confiscated and copied to the credit reporting department.

A developer told reporters that many online red disk audits that entered the market at the end of the year are very strict, and bank staff are stationed in the audit materials. Among them, there are many people who failed the audit and repeatedly submitted materials, and even some buyers who want to pay in full, but they were rejected because they did not meet the proportion of debt repayment income in the latest audit notice. Not only is the audit more stringent, but the minimum social security or personal income tax for online red disk buyers is also longer than that of Runxi.

It is worth noting that, unlike Runxi who overslept and was forced to abandon the election, the number of people who voluntarily abandoned the election when choosing a house on the red disk line of Qianhai's two networks increased.

Yangmei is one of dozens of deserters. After shaking, Yangmei didn't feel like winning the legendary lottery. On the one hand, she is dissatisfied with the imperfect transportation, supermarkets and education in Qianhai. On the other hand, she is worried about the risks in the process of repaying the loan. She said that although her friends advised her to buy it on the grounds of price difference and location, she finally chose to give up.

For the abandoned house purchase plan, Yangmei said that she would buy Feng Wan Coastal City with low total price and no loan.

(In order to protect personal privacy, the characters interviewed in this article are all pseudonyms. )

Remember/write/write/remember

The virtual fire in the property market is expected to cool down.

After the high-profile "10 million just need a house" Runxi was named by the official media, the new housing market in Shenzhen was relatively cold for a while, and everyone was waiting for the official survey results and the legendary overweight control policy.

1 in the middle and late period, penalty notices and tips finally came intensively, but the news that several new sites were about to enter the market immediately after the notice once again set off a new heat in the market. How hot is it? The legendary 1 10000 people audit, 200 months social security, developer alarm, etc. It has become a topic of discussion in the streets of Shenzhen.

At the same time, the real estate market in Shanghai, Shenzhen and other places is frequently regulated. For example, "Shanghai Ten Articles" blocked the loopholes in the purchase of fake divorce houses, and included faster houses in the scope of purchase restriction; Shenzhen proposes eight measures to control the real estate market and plug the speculative loopholes.

It can be seen that this round of regulation is mainly aimed at prominent market speculation in various places, and "patching" and upgrading and optimizing the policy details. At the same time, the policy tends to ease the contradiction between supply and demand through multiple channels and urge the implementation of the city's main responsibility.

Indeed, under the long-term market adjustment, the overall order of the current property market is standardized and good, but in some cities and some hot spots, some real estates and second-hand houses have warmed up. Moreover, this round of hype, to a large extent, stems from the profits of some media and intermediaries, misleading expectations.

Therefore, this round of policy patch has a smaller incision and more accurate lethality, and will not hurt others by mistake.

Under these more precise control policies, the virtual fire in Shanghai and Shenzhen property markets may be cooled down due to multiple negative effects, but the specific market reaction remains to be seen.

In fact, capital is rushing, not because of products or designs, but because of many factors such as the blessing of famous schools and the upside down price. To the relief of buyers, the official changed the rules of the game and began to give careful guidance.

202 1, was there much chance to get on the bus just now? This open and complicated question is left to the market to answer.