What does the stock room mean? What is the difference between a stock house and a commercial house? Is it risky to buy a stock house?

Many people have bought second-hand houses in recent years. With the increase of second-hand housing turnover, there will be many stock houses in the real estate market. Today, I would like to introduce to you what the stock room means, what is the difference between the stock room and the commercial house, and whether it is risky to buy the stock room. Let's take a look ~

What does the stock room mean?

1. Stocking house refers to the type of house that has been purchased or built by itself and obtained the title certificate, and also refers to the second-hand house that has been purchased but has not yet moved in, that is, the house that is "stocked for sale".

2. The stock houses specifically include houses mortgaged by developers to banks, second-hand houses that have never lived in, houses in the hands of creditors, houses sealed up by courts, and houses in the hands of intermediaries. Are these houses idle?

3. Even if the company is a stock asset, the company's market is also called a first-and-a-half market. The relationship between the purchase and sale of stock houses is that the buyer and the seller sign a house purchase and sale contract, and go through the house transfer registration formalities at the real estate trading center where the house is located within one month after the contract takes effect.

What is the difference between a stock house and a commercial house?

1. There is no essential difference between the stock house and the commercial house on the real estate license. It is a legal written certificate that the purchaser owns the property right of the house, and its property right is protected and regulated by the corresponding laws and regulations of the state.

2. Property certificate of ordinary commercial housing; The owner can freely transfer, lease or gift the commodity house; Property owners do not need to be restricted or interfered by any unit or individual; All income from commercial housing belongs to the property owner; Property owners do not need to pay other fees except taxes, and the above four kinds of electricity storage rooms are also enjoyed.

3. Commercial houses can be freely bought, sold and transferred in the market according to national laws and regulations. All kinds of commercial housing that are not restricted by government policies include new commercial housing and second-hand housing. In addition, commercial housing is divided into export commercial housing and domestic commercial housing according to different sales targets, so there is no difference between commercial housing and stock housing.

Is it risky to buy a stock house?

1. Property right risk: Property right risk can be subdivided into many types, for example, the counterparty is not the owner or perfector. In this case, it is necessary to compare the title certificate with the ID card to verify the authenticity of the title certificate.

2. Risk: Delivery is an important part of the second-hand housing transaction, especially the second-hand housing that is still repaying the loan. Therefore, many owners will ask buyers to use the down payment to pay the remaining loans to cancel the mortgage. But this operation is risky and easy to misappropriate. So when buying this kind of stock room, choose the first service of the intermediary company.

That's what the storage room means. What is the difference between a stock house and a commercial house? Is it risky to buy a stock house? For more decoration knowledge, decoration company evaluation and decoration cases, please continue to pay attention!