Is Shanghai Fu You Payment Service Co., Ltd. accepted by Weizhong Bank?

Is Shenzhen Qianhai Weizhong Bank a micro-loan?

Shenzhen Qianhai Weizhong Bank is an internet bank without physical outlets, and micro-loan is an online micro-credit loan product launched by the bank. One is a bank and the other is a loan product with different meanings. Micro-loans are provided by Weizhong Bank, so if users apply successfully, they will see that the approver is Weizhong Bank.

If the user fails to repay the loan, the overdue record will be updated in real time, which will have a negative impact on the user.

What loan is Shenzhen Qianhai Weizhong Bank?

Many friends will choose to apply for loans when they encounter difficulties in capital turnover. After a friend applied for online loan, he found that his loan funds were provided by Shenzhen Qianhai Weizhong Bank. So what kind of loan is Shenzhen Qianhai Weizhong Bank?

Shenzhen Qianhai Weizhong Bank is not a loan, but an Internet bank and a private bank. Shenzhen Qianhai Weizhong Bank is an Internet bank owned by Tencent. Its business scope includes absorbing public deposits and issuing financial bonds.

The loan products of Shenzhen Qianhai Weizhong Bank mainly include the following:

1, micro-loan. Micro-loan is a personal credit loan product launched by Weizhong Bank for Tencent's high-quality users. The maximum loan amount of this product is 200,000. Micro-loan is opened by Weizhong Bank by means of white list invitation system, and only invited users are eligible to open micro-loan. If it is not an inviting user of micro-loan, neither WeChat nor QQ has a micro-loan borrowing icon.

2. Working capital. Liquidity is a pure credit consumption loan launched by Weizhong Bank for customers with good credit information. The maximum loan amount of this product is 500,000, and the longest loan period is 24 months. Loan interest is calculated on a daily basis, allowing users to repay in advance, without penalty interest. Weizhong Bank's working capital is a product with high binding degree with Weizhong Bank's wealth management products. Generally, users who have financial management in Weizhong Bank are more likely to obtain the qualification for opening.

3. Microfinance. Small and micro enterprise loan is a cash loan service provided by Weizhong Bank for large, medium and small business owners, with a maximum loan of 3 million yuan. The loan model is suitable for small and medium-sized enterprises to apply for, and the loan interest is calculated on a daily basis, which supports repayment as you borrow. Micro-enterprise loans to Weizhong Bank are currently open for application in limited areas, only for some areas.

To sum up, Shenzhen Qianhai Weizhong Bank is not a loan, but an Internet bank and a private bank. As a bank, you can still apply for loan products from Weizhong Bank with confidence.

Is Shenzhen Qianhai Weizhong Bank a small loan?

Micro-loan is a credit product of Shenzhen Qianhai Weizhong Bank. The products of Shenzhen Qianhai Weizhong Bank mainly include Weizhong Bank APP, micro-loan, micro-loan, micro-enterprise APP and micro-car loan. Micro-loan was launched on mobile QQ in May 20 15, and on WeChat in September of the same year.

Shenzhen Qianhai Weizhong Bank was established in 2065438+April 65438+February 65438+June, initiated by Tencent, Baiyeyuan, Liye and other enterprises, and headquartered in Shenzhen Qianhai Shenzhen-Hong Kong Cooperation Zone. Shenzhen Qianhai Weizhong Bank is the first private bank and Internet bank in China.

The business scope of Shenzhen Qianhai Weizhong Bank: absorbing public deposits; Mainly for individuals and small and micro enterprises to issue short-term, medium-term and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds, etc.

Shenzhen Qianhai Weizhong Bank connects partners: anxin fund, Anyihua, Bosera Fund, Baiyeyuan, Great Wall Property, Chongqing Bank, Changsheng Fund, Changsha Bank, Dacheng Fund, donghai securities, Soochow Life Insurance, First Venture, Bank of East Asia, etc.

Shenzhen Qianhai Weizhong Bank has successively won the honors of "Hurun Top 100 Financial Enterprises List 20 19", "Outstanding Innovative Bank 20 18", "Best Small and Micro Enterprise Service Bank" and "Most Brand Value Enterprise".

Version information: Take WeChat version 8.0.20, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.

What loan is Qianhai Weizhong Bank?

Qianhai Weizhong Bank is not a loan, but a bank called Shenzhen Qianhai Weizhong Bank. It is a private bank established on 20 14, 12, 16. Mainly meet the needs of individuals or enterprises for small and micro loans. Use the internet platform to carry out business, and at the same time rely on the platform to cooperate with other financial institutions to carry out business.

Qianhai Weizhong Bank is headquartered in Shenzhen, and its main shareholders are well-known private enterprises such as Tencent, Baiyeyuan and Liye Group. The loan business launched by Qianhai Weizhong Bank includes micro-loans and micro-loans. Micro-loans can be handled through WeChat, which has been used by many users.

Micro-loans can only be opened by invitation, and individuals cannot take the initiative to open them. If the user can't see the entrance of micro-loan in the background of WeChat, it means that the user is not qualified to open micro-loan, and some skills can be adopted.

Different users get different amounts of loans when they open small loans, and different users get different loan interest rates when they borrow. When using micro-credit loans, users can repay in installments, but when individuals have spare money, they can repay in advance, which can reduce interest expenses.

Version information: Take WeChat version 8.0.20, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.