Transfer process of Bantian shared property house

1. There is no loan between the buyer and the seller: the buyer and the seller agree on a contract signing date; Pay the down payment to the seller within three working days after signing the general contract; And set the time for the real estate to enter the trading center. On the day of entering the trading center, the seller shall pay all the house payment except the final payment. After 20 working days, get a new real estate license; With the new real estate license, handle the property handover procedures, transfer the water, electricity and coal, and finally settle the balance to the seller when handing over the house.

2. The seller has not paid off the loan: the buyer and the seller agree on the date of signing the contract; Within three working days after the signing of the general contract, the down payment shall be paid to the intermediary company for supervision; The seller, the buyer and the intermediary company witnessed the repayment of the outstanding bank loan of the landlord. After 7 working days, the bank loan ends, and both parties agree on a time for a real estate to enter the trading center; On the day of entering the trading center, the seller shall pay all the house payment except the final payment. After 20 working days, get a new real estate license; Handle the handover procedures of real estate with the new real estate license and transfer the ownership of water, electricity and coal; Finally, when the house is delivered, the buyer pays the final payment to the seller.

3. Buyer's loan purchase: First, review the buyer's loan amount and credit standing; After the verification is correct, both parties reach a sales agreement. The buyer and the seller agree on the date of signing the contract; Within three working days after the signing of the general contract, the buyer shall pay the down payment to the seller; The buyer signs a loan agreement with a loan company or bank; After the loan review is completed within 7 working days, both parties agree on the time when the property will enter the trading center; Get a new real estate license after 20 working days in the trading center; Bank loans to sellers with new real estate licenses; Handle the handover procedures of real estate with the new real estate license and transfer the ownership of water, electricity and coal; Finally, when the house is handed over, the buyer will settle the balance with the seller.

What should I pay attention to when buying a property right house?

1. Trading after five years:

* * * Property houses are restricted if they need to be traded again. If the purchase is less than 5 years, the share of the house shall not be transferred according to state regulations. In other words, if you want to sell the property right house, it must be five years before you can sell it. As a property buyer, if you encounter a * * * property transaction, you must specify this time limit. In addition, the transfer object must be other families who meet the purchase conditions of * * * property rights housing, and the proportion of the transfer object in the share of housing property rights remains unchanged.

2. The transfer process is complicated:

* * * The transfer of property rights of houses with property rights is much more complicated than that of ordinary commercial houses. All documents related to selling houses need to be signed by each owner, because the property rights of houses are not owned by only one person. Nowadays, many people borrow money to buy a house, and it is difficult for most families to buy a house in full. If property buyers need to apply for loans to buy houses with property rights, all * * * owners need to sign sales documents in front of bank staff.