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What benefits do civil servants have after retirement?
Occupational annuity is a supplementary pension insurance system. The reason why it is put in the first place is because it directly determines the salary after retirement. Before 20 14, civil servants actually did not have occupational annuities. Occupational annuity came into being after 20 14 with the "merger" reform of pensions in enterprises and institutions. The unit pays 8% and the individual pays 4%, totaling * * * 12%, and this occupational annuity is mandatory. At present, the occupational annuity of enterprises belongs to voluntary payment by enterprises. The coverage rate is also relatively low. After the transition period of pension integration in 2024, occupational annuity is undoubtedly an important factor affecting retirement benefits.
2. Living expenses
Although the monthly income of civil servants is not too much, the welfare benefits are still relatively sound. Of course, this is not the exclusive treatment of civil servants. Many good enterprises also have them, even better than civil servants. Mainly reflected in food, clothing, housing and transportation. In terms of dress, for example, some civil servants will issue work clothes or uniforms after going to work, such as service personnel and law enforcement officers in the government hall. Yes, civil servants generally have canteens and have meals every year, so eating is very affordable. For example, it only costs 2 yuan to have lunch here. Housing and housing accumulation fund are paid on time every month. Units and individuals pay a total of 24%. For example, some places such as Tianjin have a supplementary provident fund system, as well as housing subsidies and real estate subsidies. Loans are more convenient and buying a house is more secure. In terms of travel, you can enjoy bus subsidies ranging from several hundred yuan per month. Generally speaking, after being admitted to a civil servant, the most basic living expenses are not particularly high.
3. Year-end assessment award
The year-end assessment award is the "big head" of civil servants' salary income, and it will generally be issued at the end of the year. For example, in some economically developed places such as Zhejiang, Jiangsu and Guangdong, the annual assessment rewards have reached about 8-65,438+10,000. The low point of some cities in the north can also be between1-20,000. Of course, this assessment award still depends on the financial situation of various places, and some local civil servants do not have assessment awards.
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