How to open a certificate of no income?

Without proof of work income, you can generally go to the neighborhood Committee or village Committee and other departments to open it.

If private owners cannot provide proof of income, they need to provide business license, tax registration certificate, tax payment certificate (continuous tax payment time varies from place to place) or bank deposit receipt for nearly six months. If you are a freelancer, if you have a deposit, you can provide proof of deposit. If not, you should go to a bank with income to apply for a running list, which can prove that you have continuous income.

The function of income certificate is to prove that everyone has a stable source of income and can repay in full and on time. So no company friend can provide other proof. The income certificate is your monthly income statement and official seal when the company opens, and you can also issue monthly receipts and consumption data of salary cards. Both will do. Generally, the second one is more convenient, and it is difficult to ask the company to stamp.

The role of proof of income

1, bank appropriation reference

The personal income certificate of the buyer will directly affect whether the loan bank approves the money. If the applicant is married and a person's income certificate is lower than his monthly payment, both husband and wife can apply for a loan at the same time. After the conditions are met, the bank can also approve. In addition, some other assets of the family, such as large deposits, bonds, real estate, etc., can also be used as proof of income, which banks generally refer to.

2. Reflect the borrower's repayment ability.

In addition, the income certificate needs to be stamped with the official seal of the company and issued by the party concerned. It is one of the main reference contents when handling the mortgage of house purchase, which directly reflects the repayment ability of the handler. In daily production, life and business activities, proof of economic income is generally needed to apply for visas, bank loans, credit cards, etc.