Ten suggestions for auction houses.

1. For online auction houses, all listings are published on the auction platform. Don't believe that there is an exclusive house.

At present, there are seven legal auction platforms in China: Taobao.com, JD.COM.com, ICBC e-purchase, people's court litigation Assets.com, Volkswagen Auction.com, China auction industry Association.com, and Beijing Equity Exchange.

2. The deposit for participating in the auction shall be paid in the auction website. Don't trust the transfer account provided by others.

A while ago, I heard that some swindlers pretended to be court staff, printed false court leaflets, and asked bidders to transfer the deposit according to the above account number. This obvious deception must be avoided.

3. When the amount of guarantee is large, you must pay the deposit in advance.

Because the amount of personal online banking is limited, when paying a large deposit, it must be completed in advance, otherwise it will be found that the deposit cannot be paid and the auction can only be missed. Usually ICBC, China Merchants Bank, Shanghai Pudong Development Bank and Bank of Ningbo have the highest quotas.

There is a time limit for bidding, so please be careful not to miss it.

Generally speaking, the auction house will advertise about a month in advance, but the real auction time is only 24 hours (the time for selling and waiting for bidding may exceed 2 months, but the real auction time is also 24 hours), so for interested auction houses, be sure to remember the time for participating in the auction.

Before participating in the auction, you must leave enough time to inspect the house.

Various pits in auction houses have been mentioned many times before. The best way to fight against these pits is to do a good job of investigation, fully understand the real situation of the house, and don't participate in the auction easily. It is necessary to take time to investigate the house before taking part in the auction, even if it is vacant.

According to Zhi Rongrong's experience, it is best to have a week to conduct a detailed investigation of a real estate.

6. The lease in the auction house announcement may not be valid.

At present, the courts in many cities do not comprehensively and seriously examine whether the leases submitted by the relevant parties are in compliance when registering housing information, so not all leases are legal, and illegal leases can be broken through legal channels.

7. In the face of compulsory occupation by a third party, it can be solved through legal channels.

Some auction houses were previously mortgaged to private lending institutions other than banks, so they may be forcibly occupied by institutions with weak legal awareness and will not be vacated during the auction. At this time, we should not directly fight violence with violence, but should give priority to applying for assistance from the court.

Without the original owner, the auction house can still be transferred.

In the absence of the original owner, as long as the court issues relevant documents, the entire transfer can be carried out unilaterally without the participation of the original owner, so don't worry about the problem that the house with normal property rights can't be transferred, but be careful about the house with property rights problems.

9. See clearly who will pay the taxes and fees.

At present, the tax standards in many cities are not uniform. Some cities are borne by the buyer, while others are borne by themselves. For auction houses that bear their own taxes and fees, buyers usually need to pay the taxes and fees payable by the executed person first, but they can refund them later.

For the case that it is directly borne by the buyer, it means that the buyer needs to pay the taxes of both the buyer and the seller at the same time. If it is not estimated clearly in advance, there may be a fund vacancy in the final payment.

Beijing is an exception, buyers only need to bear the deed tax and win the second-hand housing tax.

10, don't forget to understand that the house owes taxes.

In many cases, auction houses will have a lot of debts, especially property, water, electricity and gas. And one advantage of using prepaid residential areas is that they will not owe water, electricity, gas and other expenses.

For property fees, some high-end residential areas may reach a relatively high level after years of accumulation, but they are often not reflected in the auction announcement, so it is very important to know the arrears in advance.