What do credit cooperatives and property companies need for loans?

Identity certificate, household registration book, marriage certificate, house ownership certificate or land certificate, industrial and commercial license, tax registration certificate, income certificate, and bank capital flow.

The lender first negotiates with the bank about the mortgage loan, and then applies to the appraisal company for appraisal according to the designation of the bank, and obtains the appraisal report. After that, the lender and his wife apply for mortgage loan at the bank with their identity certificate, household registration book, marriage certificate, house ownership certificate or land certificate, business license, tax registration certificate, income certificate, bank's capital flow and property evaluation report, go through mortgage registration at the mortgage registration department, and then take out the loan at the bank.

Open a basic account or general account in a bank, with a loan certificate (card) and no bad credit record. 2. The credit rating of the Bank is above BB (inclusive), and the asset-liability ratio is not higher than 70% in principle. 3. It is in good operating and financial condition and has the ability to repay the principal and interest. 4. Have all the property rights of the operating property, and hold valid land use right certificates and property ownership certificates. The way to obtain the certificate of land use right is the transfer of state-owned land. 5. The board of directors or the decision-making body agrees to use the operating property it owns as collateral for the loan. 6. Promise in writing that the intermediary business such as fund settlement, receipt and payment generated by property management will be handled in the bank, and accept the supervision of the bank on the income and expenditure of property management. "Family Finance plus".