Is there any purchase value for business office?

Any product has two sides, advantages and disadvantages coexist. But whether a project is worth starting depends on its benefits.

Generally speaking, business can be done back? Newspapers mainly come from rent. For example, to buy a business, it costs 6.5438+0.2 million yuan, and the monthly rent is 4,000 yuan. How much is the rent? Calculation formula of quotation rate:

Rent back? Declaration rate = (monthly rent * 12)/ total house price = (4,000 *12)/1.2 million =4%.

At present, the rental return rate of commercial office buildings is between 3% and 5%, but there are also good commercial office buildings with a return rate of 6%. It is worth mentioning that after commercial leasing, the rent will not remain unchanged. If regional housing prices rise, rents will also rise and the rate of return will be higher.

In addition to the above formula, to judge whether your project is valuable, the other two formulas are equally applicable:

1, recovery period

Recovery period = (down payment+mortgage payment in forward delivery house)/(monthly rent-monthly mortgage payment) * 12.

The longer the payback period, the higher the risk. On the contrary, it reduces the risk.

Generally speaking, the shorter the recovery period, the better, and the reasonable period is between 8 years and 10 years.

2. The relationship between the income of15 and the purchase price of real estate.

The relationship between real estate annual income * 15 and real estate purchase price.

This is the basic formula for international professional financial management companies to measure whether the real estate price is reasonable:

If the annual income of the property * 15 = the purchase price of the property, the property is worth the money;

If the annual income of the property is *15 >; Property purchase price, is the property still rising? Value space;

If the annual income of real estate is * 15

In addition, there are also some real estate projects on the market, such as planning for white-collar businesses.

Because of the low threshold, more ordinary people can participate in it, indirectly participate in real estate, and at the same time get good returns. The expected annualized rate of return is between 9.5%- 10.5%.