How to evaluate the house price of Fangtianxia? Is the housing value evaluation high or low?

When buying and selling a house, it is necessary to make a house price evaluation, so that when buying and selling a house, both parties can trade according to the house they want to buy and sell. House price evaluation is a complicated matter, which generally needs the help of professionals. Of course, I should also know something about the evaluation method. Next, let Bian Xiao tell you about the house price evaluation method of Fangtianxia? Is the housing value evaluation high or low?

How to evaluate the house price of Fangtianxia?

1. The factors that affect the appraisal price of houses are regional factors and houses themselves. Regional factors mainly include location grade, traffic conditions, living environment, supporting facilities, future development prospects, environmental pollution and so on. Among them, the grade of lots is an important factor affecting housing prices, and the quality of living environment directly affects people's quality of life and housing prices.

2. Housing factors mainly include old and new buildings, building height, orientation, apartment type, decoration, gas status, property type, ventilation and lighting, landscape, etc. All these will affect the appraised price of the house.

3. The greater the housing utilization rate, the higher the price. (Calculation method: the pool coefficient in the housing mapping page, the smaller the pool coefficient, the greater the housing utilization rate) The older the house, the higher the house price (the newer the house, the lower the depreciation rate of the house and the more loans). In addition, the area, apartment type, decoration and property of the house can directly or indirectly affect the evaluation value of the house.

Is the housing value evaluation high or low?

1, second-hand house tax. Housing appraisal price affects loan amount and tax amount. Transaction taxes and fees paid by some cities, such as value-added tax and deed tax, are all multiplied by the corresponding proportion on the basis of the evaluation price. Simply put, the higher the appraisal price, the more taxes and fees will be paid. Low appraisal price means less taxes.

2. Second-hand housing loan amount. As the down payment of second-hand house = actual transaction price-loan amount and loan amount = evaluation price (1- down payment ratio), the higher the evaluation price of second-hand house, the larger the loan amount and the less the down payment actually paid. The appraisal price is low, the loan amount is small, and the down payment needs more cash.

When buying and selling houses, if the house price is evaluated by professionals, then both parties will resent buying and selling houses directly. But pay attention to the specific process and some details. In fact, the method of house price evaluation is not difficult to understand. If you don't want professionals to help you, you can also learn about the specific evaluation methods mentioned above. So much for the evaluation method of house price and the evaluation of house value. I believe everyone knows.