Conditions and measures for withdrawal of Wuhan provident fund

I. Extraction of housing consumption categories

Article 5 In any of the following housing consumption situations, employees and their spouses may withdraw the storage balance in the housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) Repaying the principal and interest of the house purchase loan;

(three) there is no self-owned housing in this city, and the rental housing is used for self-occupation;

(four) families of low-income workers with difficulties are used to pay for housing consumption such as property management fees.

Article 6 Where an employee's family purchases a self-occupied house without using a housing provident fund loan, the conditions, times and amount of withdrawal of the housing provident fund shall meet the following requirements:

(1) After employees' families purchase the first set of self-occupied housing and apply for the certificate of immovable property rights (including the house ownership certificate and the state-owned land use certificate), they can withdraw the balance of the housing provident fund account once every three years, and the accumulated withdrawal amount shall not exceed the total purchase price. Among them, if you buy new commercial housing in this city, you should also record and withdraw the balance of the housing provident fund account from the housing management department within six months from the date of signing the purchase contract.

(2)? Workers' families who purchase a second set of improved self-occupied housing can withdraw the balance of a housing provident fund account within 5 years from the date of issuance of the real estate license (including the house ownership certificate and the state-owned land use certificate), and the withdrawal amount shall not exceed the total purchase price of the second set of improved self-occupied housing.

Second, non-housing consumption extraction

Workers who have no housing provident fund loans have one of the following non-housing consumption situations, and can withdraw the storage balance in their housing provident fund accounts and cancel their individual housing provident fund accounts:

(a) retirement; ?

(2) Having left the country to settle down;

(3) The employee dies or is declared dead;

(four) completely lose the ability to work, and terminate the labor relationship with the unit;

(five) the termination of labor relations with the unit, the account moved out of the city or the account is not in the city, and the housing provident fund account has been sealed for half a year; ?

(six) the termination of labor relations with the unit, and the male has reached the age of 50 and the female has reached the age of 45;

(seven) termination of labor relations with the unit, personal account balance of 1000 yuan and below;

(eight) termination of labor relations with the unit, and admitted to a full-time university to resign; ?

(nine) the housing provident fund account has been sealed or kept in centralized custody for two years and has not been re-employed; ?

(ten) to enjoy the minimum living guarantee for urban residents.

Extended data:

Extraction process

(a) approved by the provident fund center.

Except for the two withdrawal methods of employee resignation and employee retirement, other withdrawal methods need to be audited by the provident fund management center before they can go through the withdrawal procedures in the bank. The procedure is as follows:

1. Submit relevant documents, which will be audited and sealed by the municipal housing provident fund management center or office.

2. Hold the "Housing Provident Fund Withdrawal Form", the special passbook or joint card for housing provident fund and the valid identity documents audited and sealed by the municipal provident fund management center or office, and wait until the relevant bank housing provident fund business handling outlets handle the withdrawal.

(two) the extraction of the entrusted bank audit.

The cancellation of labor relations between non-registered employees and their units and the retirement of retired employees have been entrusted to the Construction Bank for review. Resignation certificate (non-local registered employees leave), retirement certificate, ID card, etc. Issued by the applicant, you can directly withdraw the housing provident fund from the relevant bank outlets in this city.

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Wuhan Housing Provident Fund Management Center-Wuhan Housing Provident Fund Extraction Management Measures