Can I apply for a loan without a credit card and two small loans? Can I borrow another 50 thousand?

You can also apply for loans. As long as you have the ability to repay.

Microfinance application materials:

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.