What conditions do you need to buy a house in Guangzhou?

The purchase conditions in Guangzhou are as follows:

Guangzhou has 1 1 zone, which is divided into restricted zone and non-restricted zone. Restricted areas include Tianhe, Yuexiu, Liwan, Baiyun, Haizhu, Huangpu, Panyu, Nansha and Huadu, while non-restricted areas are Zengcheng and Conghua.

1, Guangzhou household registration

Married families can buy 2 sets in Guangzhou District 9, including donations; Zengcheng and Conghua are not limited to purchase. Single/divorced/widowed, Guangzhou District 9 limited purchase 1 set, including gifts; Zengcheng and Conghua are not limited to purchase.

2. Non-Guangzhou household registration

Married family/adult single/divorced/widowed, who has met the social security conditions in Guangzhou for five consecutive years, can buy 1 set in Guangzhou District 9, including donations; Zengcheng and Conghua each buy one set.

3. Talents purchase houses

With the Guangzhou Talent Green Card, adult single/divorced/widowed guests can buy 1 apartment, and married people can buy 2 apartments.

4. Overseas institutions/individuals purchase houses.

Overseas institutions with branches and representative offices in this city can only buy 1 set of non-residential houses needed for office work; Overseas individuals (excluding Hong Kong and Macao people) who have worked/studied/lived in this city for more than 1 year, overseas institutions/individuals can purchase 1 apartment for their own use and self-use, but cannot purchase non-residential houses; Hong Kong and Macao people can buy 1 set of self-occupied and self-occupied houses, but they are not allowed to buy non-residential houses.

Foreigners need conditions to buy a house with a loan from a bank in Guangzhou.

(1) agreed to use the house purchased in Guangzhou as collateral.

(2) The borrower's age is in Guangzhou plus the loan period, and the male is no more than 65 and the female is no more than 60.

(3) Having full capacity for civil conduct in Guangzhou; Have permanent residence or valid residence status in China.

(4) A down payment of not less than a certain percentage of the total price of the house purchased in Guangzhou shall be paid.

(5) Have stable professional and economic income in Guangzhou, good credit and the ability to repay the principal and interest of the loan.

(6) A contract or agreement has been signed for purchasing a house in Guangzhou.