Xin Hengtong Xiao Xinhua Borrowing Risk

Xin Hengtong Xiaoxinhua is a loan software, and its fictitious transaction makes it impossible to authenticate the credit status of both borrowers and borrowers, which leads to fraud and default disputes. A large amount of lender information released by the network platform, many loans are issued in the name of loan companies and financing companies. In fact, only financial institutions approved by the state can engage in financial services such as credit financing.

First, the new Hengtong Xiaoxinhua loan conditions

The Guarantor agrees to provide the written documents required by the Borrower to obtain the guaranteed amount. Guarantor's credit certification materials, collateral assessment report issued by socially recognized assessment department, documents and materials designated by relevant banks, original and photocopy of borrower's valid identity certificate, local permanent residence or valid residence identity certificate, income certificate issued by employer, borrower's tax return and insurance policy. The borrower's pledge right, the list of collateral, the ownership certificate, and the written documents of the owner and the property owner agreeing to pledge and mortgage. The borrower should also provide the payment documents of the hydropower property where the company is located and the payment documents of the hydropower property with personal address.

Second, the scope of the new Hengtong Xiaoxinhua loan

The maximum amount of personal online loan is 200,000 to 654.38+00,000 for the same borrower, Xinhengtong Xiaoxinhua. Generally speaking, how much a person can borrow online depends on the borrower's application conditions. If approved, it will arrive in one to three working days. The amount of the loan can only be determined after many considerations. In addition, the amount is also related to the assessed value of the house. The higher the value, the higher the amount that can be borrowed.

From the above, we can know that this kind of loan can be borrowed reasonably according to our own needs and prevent various loan disputes. Pay off as soon as possible within your own ability, so as not to affect your credit and have a serious adverse impact on your future travel, accommodation and even life.