Who owns the property fee for the second-hand house that has been transferred but not handed over?

Before the house is transferred and taken, it belongs to the original owner; after the house is transferred and taken, it shall be counted by itself, and both parties shall settle it through negotiation.

1, go through the formalities of property right transfer. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate.

2. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit status, evaluate the house that both parties want to trade, and then approve the buyer's loan. After the two parties complete the registration change of property rights and the buyer obtains the house ownership certificate, the bank will issue a one-time loan.

3. After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and settles all the property fees, all the second-hand house sales contracts of both parties are fulfilled.

Extended data:

Five levels of second-hand housing transaction

Pricing permission

The most critical link in the sale of second-hand houses is house price evaluation. For inexperienced owners, it is difficult to find buyers if the price is set high, and it will suffer economic losses if it is set low.

Suggestion: entrust the house to a reputable intermediary company, and then make a fair evaluation of the customer's house through market comparison method, income method and cost method.

The common market comparison method requires appraisers to have rich trading experience, be familiar with the market price, and be able to make a more accurate evaluation of the house price according to the location, orientation, decoration degree and age of the house.

Contract settlement

Second-hand housing transactions often lead to disputes because the contracts signed by both parties are not standardized. When signing a contract, we often pay attention to many details, such as indoor facilities, payment methods, specific delivery time, tax payment and so on.

Suggestion: If a formal intermediary company is entrusted and a sale transaction is finally reached, the intermediary company will provide a standardized and detailed sales contract text, which will reduce a lot of trouble for both buyers and sellers.

It also avoids disputes caused by irregular contracts. Subsequently, the seller should settle all the property fees and heating fees to prepare for the next link of the title deed transfer.

Transfer gap

Handling the title deed transfer of the house is the most time-consuming and labor-intensive step in the process of buying and selling. Handling the transfer involves a series of policies and regulations, and the procedures are cumbersome.

Due to the lack of real estate transaction knowledge, relevant experience and procedures of relevant departments, buyers often run off their legs, and things are not done satisfactorily, which consumes a lot of human and financial resources.

Suggestion: Some formal intermediary companies can handle the transfer on their behalf, and the staff of their accreditation departments are familiar with relevant policies, regulations and processes and have rich experience. Therefore, entrusting a professional intermediary company to handle property transfer is the first choice for most consumers, which saves time, effort and worry.

Payment settlement

Paying the house payment is a link that customers are most worried about, ranging from hundreds of thousands to hundreds of thousands. Once there is a problem, the buyer will suffer huge losses.

In the sale of houses, there is a real estate delivery risk. Buyers are worried about the transfer of property rights and can't get the title certificate; The seller is worried that the title certificate is in the buyer's name and the buyer is in arrears with the house payment.

Suggestion: In view of the above situation, some large formal intermediary companies have launched the "intermediary mediator" service. The buyer will hand over the house payment to the intermediary company for safekeeping, and the seller will hand over the original title certificate to the intermediary company for safekeeping.

The intermediary handles the transfer of property rights for both parties. After getting the new title certificate, the intermediary pays the house price to the seller on the one hand and the new title certificate to the buyer on the other, which ensures the interests of both parties.

Jiao Jiao Pavilion

Property delivery is the last link in commercial transactions. If it can be successfully completed, the customer can move in immediately, and the original owner is no longer responsible for the house.

Suggestion: When the real estate is submitted for examination, the intermediary company will provide a real estate submission form for the buyers and sellers to fill in and confirm. The contents of the house inspection mainly include: whether the property is in line with the contract.

Whether the furniture in the house has been emptied; Whether the key has been delivered; Whether the utilities, gas, telephone and cable viewing fees have been settled.

Baidu encyclopedia-second-hand house transaction