Can Guang 'an's provident fund buy a house in Chongqing?

Guang 'an's provident fund can buy a house in Chongqing.

However, you must have a Chongqing hukou or proof of continuous payment of social security 1 year or more in Chongqing. In addition, it is also necessary to provide the "Certificate of Deposit of Employee Housing Provident Fund" issued by the place where the provident fund is deposited, and indicate the way to inquire about the details of the deposit of the provident fund.

Loan process for purchasing houses from common reserve funds in different places:

1, loan consultation. Applicants should first go to the provident fund management center for business consultation to see whether to accept loans from different places, and if so, what conditions need to be met and what materials need to be provided.

2. Loan application. After the consultation, the applicant applies for a loan from a different place to the provident fund management center, and the staff of the management office examines the applicant's qualification, loan amount, loan term and loan information, and then issues the Certificate of Deposit and Use of Housing Provident Fund for the employees who have borrowed from different places;

3. Submission of materials. Applicants bring their ID cards, house purchase contracts and loan information from different places to the provident fund management center, and the staff will review the authenticity and completeness of the information. At the same time, the local provident fund management center should find out your situation and establish a detailed account of loans in different places;

4. Apply for a loan. After the approval, the provident fund management center will handle the loan procedures and issue loans for you. You just need to pay the loan on time. In case of loans overdue, the deposit provident fund management center shall cooperate with the loan collection.

To sum up, the provident fund can buy a house in different places, depending on local policies. The use of provident fund to buy a house in a different place must conform to the local purchase policy, and the credit and income of the purchaser need to be evaluated, and there are collateral or guarantors in different places.

Legal basis:

"Chongqing residence permit implementation measures" article 6

Non-registered citizens living in Chongqing, who have lived in their place of residence for half a year and registered for residence, can apply for residence permit if they have one of the conditions of legally stable employment, legally stable residence and continuous study. The term "legal and stable employment" as mentioned in the first paragraph of this article refers to employment in state organs, social organizations and institutions, employment in state organs, social organizations, enterprises and institutions and individual industrial and commercial households, and signing labor contracts according to law, or engaging in secondary and tertiary industries in cities and towns and holding industrial and commercial business licenses. The legally stable residence as mentioned in the first paragraph of this article refers to the houses, affordable houses, rental houses or dormitories provided by employers and schools that actually live in the place of residence and have legal ownership. The term "continuing study" as mentioned in the first paragraph of this article refers to obtaining a student status and studying in a full-time primary school, middle school, secondary vocational school or ordinary higher education institution.

Article 17

If the holder of the residence permit meets the settlement conditions stipulated by the Municipal People's Government, he may, according to his own wishes, move his permanent residence from his original residence to his place of residence.

Article 18

The municipal public security organ shall, jointly with the relevant municipal departments and the people's governments of districts and counties (autonomous counties), establish and improve the city's population information database. The relevant departments of cities, districts and counties (autonomous counties) shall classify and improve information systems such as employment, education, social security, real estate, credit, health and family planning, and marriage. Do a good job in information collection and registration of residence permit holders, realize information sharing, and provide convenience for residence permit holders to live in their places of residence.