Which banks can the housing maintenance fund be deposited in?

Take Shanghai as an example, CCB and Bank of Shanghai can only choose one.

Taking Shanghai as an example, the Shanghai Property Management Affairs Center informed that the commercial housing maintenance fund account in Shanghai can only be opened in one of the two banks, CCB and Bank of Shanghai, and the other commercial banks cannot be used as options.

It is learned from CCB and Shanghai Bank that the housing maintenance funds in Shanghai market are all managed by these two banks. In this regard, the general manager of Songjiang Sub-branch of CCB said that CCB is one of the designated banks of the housing maintenance fund. According to the relevant regulations, the owners cannot choose the bank to manage this fund at will.

Article 10 of the Measures of Shanghai Municipality on the Management of Commercial Housing Maintenance Funds promulgated in 2000 (hereinafter referred to as the Measures) stipulates that after the establishment of the owners' committee, it shall sign an entrustment agreement with the commercial banks of this Municipality (hereinafter referred to as banks) to open a maintenance fund account in the property management area.

The Shanghai Housing Management Bureau said that the application instructions of the Measures for the Management of Commercial Housing Maintenance Funds in Shanghai were published on 200 1. According to the provisions of Article 5 of this document, the specialized banks referred to in this article refer to the commercial banks designated by the Shanghai Housing Authority. The commercial banks referred to in the Measures cannot be selected at will, but only the banks designated by the Housing Authority.

Extended data:

According to Article 4 of the Measures for the Administration of Residential Special Maintenance Funds issued by the Ministry of Housing and Urban-Rural Development, the management of residential special maintenance funds follows the principles of special account storage, earmarking, owner's decision-making and government supervision. In other words, the decision-making power of the housing maintenance fund belongs to the owners, and the government only plays a supervisory role.

Experts in the industry also pointed out that the more banks designated for housing maintenance funds, the wider the choice of owners, and the resulting competition will help promote commercial banks to improve their fund management capabilities and service levels. In addition, with more choices, owners can gain more right to speak and win more benefits for owners.

China Youth Network-Shanghai Housing Maintenance Fund has an "exclusive" dispute of more than 29 billion two banks.