Ping An Bank's Process of Applying for Operating Property Loan

Ping An Bank's Process of Applying for Operating Property Loan

What is the operating property loan of Ping An Bank?

Ping An Bank's operating property loan refers to the loan issued by Ping An Bank to enterprises, with the operating property owned by Ping An Bank as collateral and the operating income of the property as the main source of repayment.

What is the business nature of Ping An Bank?

Operating properties mainly refer to office buildings, commercial buildings, shops and comprehensive commercial facilities that have been built and put into commercial operation, with standardized management, stable operating profit, abundant operating cash flow and good comprehensive income. The operating income of operating property refers to all the income obtained by the property owner from operating the property, including but not limited to: property rent, advertising space rent, temporary exhibition fee, management fee, rent refund deposit, admission fee, etc.

Ping An Bank's Process of Applying for Operating Property Loan

1. Customers apply for loans and submit materials;

2. Ping An Bank conducts due diligence and approval;

3. Sign a contract to complete the mortgage registration of operating property and pledge registration of accounts receivable;

4. Ping An Bank issues loans to conduct closed supervision of property management revenue and expenditure;

5. The customer repays the loan as agreed.