What are the conditions for the president of Changsha Bank to apply for a loan?

1. What are the conditions for Changsha Bank President to apply for a loan?

The application conditions for Easy Loan are as follows:

1. Aged over 20 and under 65, with full capacity for civil conduct and good health;

2. Having a fixed residence or valid residence certificate and a fixed residence at the place where the lender is located;

3. Have a good credit record and willingness to repay, and in principle require no malicious overdue records;

4. Have a stable and legitimate source of income and the ability to repay the loan principal and interest in full and on time;

5. Open a personal settlement account in Changsha Bank;

6. The business entity has a legal and effective production and operation certificate, is in good operating condition, has stable cash flow, and has an operating period of more than 1 year (inclusive);

7. The products are marketable, profitable and have good business prospects;

8. Other conditions stipulated by Changsha Bank.

Second, how to operate Changsha Bank loan?

Do you want to apply for a mortgage or a credit loan?

3. What loans does Changsha Bank have?

Type of loan from Changsha Bank: 1. Personal loans: (1) housing mortgage loans, second-hand housing mortgage loans, personal business housing mortgage loans, worry-free loans, personal consumption loans); (2) Business loans (personal business loans, imaginative enterprise loans: (1) traditional credit (working capital loans, fixed assets loans, convenient loan applications, M&A loans, business property loans);

Simple and popular understanding is the need for interest.

2. Loan is a form of credit activity in which banks lend monetary funds at interest rates and repayment terms. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Through loans, banks will pool their money and monetary capital to meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income from it and increase their own accumulation.

Third, Li Rong. As the leading consumer credit information service enterprise in China, com is the only enterprise in China that has launched the MBA student loan project, which aims at the bridge student loan for MBA freshmen. MBA freshmen can apply for loans in Lirong.com. If the monthly interest rate is even as low as 0.7%, the interest will be lower if the principal and interest are repaid in equal amount. We will take advantage of Li Rong's help in crossing the bridge. Apply for a lower interest rate from the school, and then use the national low-interest loan to repay the tuition bridge funds in one lump sum. In this way, as long as the borrower indicates the service before interest when applying, he will apply for Lirong.com before entering school. The application period is preferably six months, and countries applying in September will not be able to approve their accounts until February of the following year. Therefore, I am very distressed that the tuition fee for sexual intercourse is very high, and it can be easily completed through student loans.

4. The three-party guarantee may have corresponding pledge line, mortgage line, guarantee line or credit line. The pledge amount shall not exceed 90% of the face value of the pledge right certificate provided by the borrower; The mortgage amount shall not exceed 70% of the assessed value of the collateral; The credit line and guarantee line are determined according to the borrower's credit rating.

4. What is the loan from Changsha Bank? What are the requirements for handling?

Easy access loan is a small loan for self-employed and small business owners. You can go to Changsha Bank with your ID card, business license and other documents. Basically, it is quite convenient to handle.