What banks are there in China? How about applying for an overdraft credit card?

Four state-owned commercial banks: China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank.

National joint-stock commercial banks: Bank of Communications, Huaxia Bank, China Everbright Bank, China Merchants Bank, China CITIC Bank and Industrial Bank.

Minsheng Bank, Shenzhen Development Bank, China Guangfa Bank, Shanghai Pudong Development Bank, China Bohai Bank and hengfeng bank Zheshang Bank.

Policy banks: China Agricultural Development Bank, National Export-Import Credit Bank and China Development Bank.

City commercial banks: listed Bank of Beijing and Bank of Ningbo, as well as Bank of Shang Hui and Jinan Commercial Bank? Shijiazhuang Commercial Bank and other large and medium-sized cities generally have them, which were rebuilt by the original urban credit cooperatives. ?

Postal Savings Bank of China

Some rural credit cooperatives are also called rural credit cooperative banks, and there are rural cooperative banks in the vast rural areas, such as Zhejiang Yueqing Rural Cooperative Bank and so on.

Some special commercial banks? Such as Xiamen Commercial Bank? Banks with special equity structure under special circumstances.

Foreign banks: Citigroup, Standard Chartered Bank, HSBC, Canadian Greater China Alliance, Ye Feng, Montreal, Hang Seng Bank, French Oriental Credit Suisse Bank, etc.

Extended data:

Provide card application information:

(1) information of the main cardholder and personal income certificate.

(2) Supplementary card applicant information.

(3) Guarantor information.

(4) Other information.

(5) statements and signatures of the applicant for the main card and the applicant for the supplementary card.

(6) Bank column.

Most banks support online application, which is more convenient. And you don't need much information to prove that the approval will check the credit. However, the counter provides proof of assets and the like, which has contributed to the high amount of approval.

References:

Baidu encyclopedia-credit card