Xi' an second-hand housing transaction cost list

List of transaction costs of second-hand houses

1. Buyer pays

Deed tax, this is what buyers have to pay. The deed tax of a general house is between 1% and 3% of the house. However, in many places, deed tax will be levied according to the time, area, unit price and policy of buying a house, with a minimum of 1%.

Business tax is also paid by people who want to buy a house. Now the latest national policy is that if you buy a second-hand house property for five years, you don't need to pay business tax. If it is less than 5 years, the business tax and other additional taxes are generally around 5%-6%.

Land value-added tax, if the second-hand house is not a residential property, it is necessary to pay land value-added tax. For shops, hotels and office buildings, the tax rate is 10%.

2. Seller pays

Personal income tax is paid by the seller. Generally, it is 1% for ordinary houses and 1.5% for non-houses. If the house for sale is the only residence of the family and the service life of the house is more than two years, this tax is not required.

3. Payment required by both parties

Stamp duty, stamp duty should be paid for contractual documents, and stamp duty should be paid for second-hand housing sales contracts if they are enough to buy second-hand housing. Generally, both parties pay the tax of 0.05%.

Real estate transaction costs, real estate will be calculated according to the size of the housing transaction area. If the use area is larger, the cost will be higher. The general charging standard is 6 yuan per square meter, and then the buyer and the seller pay half.

Second-hand housing transfer process

1. Be sure to know the situation of the house in advance. If the buyer wants to know the current situation and property rights of the house, he must ask the seller to provide legal documents, which should be true and effective.

If the seller's house is legal, it can be resold after signing the contract. Buyers can also pay the down payment of the house first, so that they can start talking about the house. If he has no opinion on the property right, price and time limit of the house, he can start signing the contract, and the contract is at least in triplicate.

3. To transfer ownership, both buyers and sellers should ask about the real estate, verify the relevant documents, and ask about property rights, whether there is property rights, and so on. If the house is all right, it must be transferred.

4, pay taxes and fees, there are many taxes and fees to pay, depending on the nature of the house. If so, the taxes and fees for affordable housing and commercial housing will be different.

5. Go through the formalities of property right transfer. If the property buyers get the notice of house ownership, they can go to the relevant departments to apply for a new property right certificate.

6. The person who bought the house got the title certificate and paid off the loan. It is also necessary to settle property fees with the seller's people. The sales contract for this second-hand house can be ended.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 214 The establishment, alteration, transfer and extinction of the real right of immovable property, which should be registered according to law, shall take effect when it is recorded in the register of immovable property.

Article 215 A contract concluded between the parties on the establishment, alteration, transfer and extinction of the real right of immovable property shall become effective upon the establishment of the contract, unless it is otherwise provided by law or agreed by the parties. Failure to register the real right shall not affect the validity of the contract.