The difference between property liability insurance and public liability insurance

Legal analysis: Property liability insurance is to transfer the economic compensation liability of the insured to a third party, while public liability insurance is to transfer the third party losses caused by business accidents of the owner or manager of the place; Property management liability insurance can be said to be a kind of specific public liability insurance, which is based on the property management contract signed between the property and the owner and bears the economic compensation responsibility for specific responsibilities. Of course, for residential areas and office buildings, property management companies can also take out public liability insurance to undertake their obligations.

Legal basis: Article 46 of the Regulations on Property Management, a property service enterprise shall assist in the safety precautions within the property management area. When a safety accident occurs, the realty service enterprise shall, while taking emergency measures, report to the relevant administrative departments in time to assist in the rescue work. The realty service enterprise shall abide by the relevant provisions of the state when hiring security personnel. Security personnel shall perform their duties in maintaining public order in the property management area and shall not infringe upon the legitimate rights and interests of citizens.