How to withdraw housing accumulation fund from Chengdu commercial loan

At present, Chengdu Provident Fund Management Center will not carry out the business of "commercial loans to provident fund loans" for the time being.

In recent years, the capital utilization rate and personal loan rate of Chengdu Provident Fund Management Center have been at a high level. Under the premise of ensuring the normal withdrawal and loan of employee housing provident fund, it will no longer bear the huge capital demand brought by the business of "commercial loan to provident fund loan". At present, Chengdu Provident Fund Management Center does not have the conditions to carry out the business of "commercial loans to provident fund loans" for the time being.

Because the business requirement of "commercial loan to provident fund loan" is high, not only the business applicant is required to have complete family real estate title certificate, good repayment record of commercial loan, but also the loan bank is required to agree to settle the commercial loan, cooperate with the cancellation of mortgage, and evaluate the company's house value.

It is understood that at present, only a few cities in China, such as Wuhan and Chongqing, can handle this business, and few of them have actually succeeded. Cities such as An, Hefei, Huangshan and Leshan, which could have handled this business, also suspended this business one after another. In addition, this business has not been carried out in big cities such as Beijing, Shanghai and Guangzhou.

Extended data:

Housing provident fund deposit units, departments, units and individuals that issue certification materials, in the housing provident fund withdrawal business, there are fraudulent acts such as forging contracts, issuing false certificates, fabricating false materials, etc., Jiayuguan city center and sub-centers shall notify the workers' work units and recover the defrauded funds.

Jiayuguan city center and sub-centers will disclose relevant information to the public according to law, and will be included in the blacklist of Jiayuguan Social Credit Information Network and the People's Bank Credit Information System; Institutions and personnel that assist in counterfeiting should be dealt with severely; If the case constitutes a crime, it shall be submitted to judicial organs for criminal responsibility according to law.

People's Daily Online-When can Chengdu turn from business to public?

Jiayuguan Municipal Development and Reform Commission-Operating Rules for Extraction of Housing Provident Fund