Can I buy a single apartment?

Single apartments can be bought. Single apartment is essentially commercial real estate, which can be occupied by oneself or registered as a company. The surrounding facilities are perfect; The threshold of single apartment is relatively low, with an area of only 40-50 square meters. The property right of single apartment land is only 40 to 50 years; Electricity, water and property fees are charged according to commercial standards; The down payment ratio is high. Still have to judge whether you should buy it according to your actual situation.

What is a single apartment?

The birth of single apartment first appeared in the rental market. Some owners push vacant commercial houses into the real estate leasing market after simple decoration and rent them to middle-income white-collar workers. Single apartment, also known as white-collar apartment, is a transitional residential product and a kind of residence. Generally, it is about 25 square meters to 45 square meters per set, and the total price is about 300,000 yuan to 400,000 yuan. Its biggest structural feature is that there is only one room and a kitchen and bathroom. According to the market demand, some developers have launched single apartments with more perfect functions, and some have also built small-sized apartments with jumps, which not only increase the construction area to 50 -80 square meters, but also increase the kitchen, living room, dining room and balcony in the housing structure.

Who is suitable for buying a single apartment?

1, white-collar office workers

The reason why single apartments are popular in large and medium-sized cities depends on market demand on the one hand. Young white-collar workers are gradually increasing, and their income is relatively high. However, because they are in the stage of starting a business, they do not have enough economic strength to buy a large apartment. Single apartment is small in size, low in total price, convenient in transportation and uniformly decorated by developers, which is very convenient for office workers.

2. First time home buyers

Because of work and other reasons, some people will temporarily need a house transition. If they don't like renting, have some savings on hand and are not going to buy a big house at present, then a single apartment is a very good choice. After buying an apartment, it will not occupy its own purchase quota. If they buy a house in the future, they can still apply for a mortgage with a minimum down payment of 30% as first-time buyers.

3. Investors with deposits

The investment value of the single apartment itself is also relatively high. According to the decoration grade and location, the monthly rent basically ranges from 2,000 yuan to 8,000 yuan. If you have spare money to buy a single apartment, you can collect some rent and earn some pocket money every month. Another investment method, commonly known as "real estate speculation", is to book a single apartment in the internal subscription stage or reservation stage, and then sell it when the developer raises the price or the lot appreciates to earn the difference.