What loans does Changsha Bank have?

Type of loan from Changsha Bank: 1. Personal loans: (1) consumer loans (Happiness Second Loan, First-hand Housing Mortgage Loan, Second-hand Housing Mortgage Loan, Personal Business Housing Mortgage Loan, Intention Loan, Personal Consumption Loan); (2) Commercial loans (personal commercial loans, loans from Changsha and Hunan, tax financing); 2. Corporate loans: (1) traditional loans (working capital loans, fixed assets loans, convenient applications, merger and acquisition loans, and operating property loans);

; 1. Loan (electronic receipt credit loan) is simply understood as borrowing money with interest.

2. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

3. As a leading consumer credit information service enterprise in China, Lirong.com is the only enterprise in China that has launched the MBA student loan project. The bridge loan provided by Lirong.com to MBA freshmen can help students solve the tuition problem easily. MBA freshmen can apply for low-interest student loans ranging from10-200,000 yuan with the admission notice. If the monthly interest rate is even as low as 0.7%, it is lower than the bank credit card installment. After entering school with the student loan provided by Li Rong. Com, MBA students can apply to the school for a national student loan with a low interest rate, and then use the national low-interest loan to repay the tuition bridge funds in one lump sum. In this way, as long as the borrower indicates the interest after service when applying, he can apply for a student loan in this form before entering school. The best application period is six months. Generally, the national student loan applied for in September will not be approved until February of the following year. In this way, MBA freshmen don't have to worry about the high tuition fees at one time, and they can easily complete their studies through student loans.

Four, after the three parties guarantee or have a certain credit qualification, the bank approved the borrower's corresponding pledge line, mortgage line, guarantee line or credit line. The pledge amount shall not exceed 90% of the face value of the pledge right certificate provided by the borrower; The mortgage amount shall not exceed 70% of the assessed value of the collateral; The credit line and guarantee line are determined according to the borrower's credit rating.