Where is the real estate loan contract number?

What is the housing loan contract like?

Appearance of housing loan contract:

Page 1: front: loan contract name: a bank housing loan contract, the contract number is in the upper right corner; Reverse: Special reminder, mainly to ensure that the borrower is a natural person with full civil capacity and knows and agrees with the terms of the loan contract.

Page 2: Front: Article 1 Loan amount; Article 2 Term of loan; Article 3 the purpose of the loan; Article 4 Loan interest rate, in reverse: Article 5 Loan issuance and payment; Article 6 Loan repayment.

Page 3: Front: Article 6 Repayment; End: Article 7 Advance payment; Article 8 loan guarantee.

Page 4: Front: Article 8 Loan Guarantee; Reverse: Article 9 Party A's representations and warranties.

Page 5: Home Page: Article 10 Rights and obligations of Party A; Counterparty: Article 11 Party B's representations and warranties; Article 12 Rights and obligations of Party B ..

Page 6: Home Page: Article 13 Representations and Warranties of Party C; Article 14 Rights and obligations of Party C; Reverse: Article 15 Liability for breach of contract.

Page 7: Front: Article 15 Liability for breach of contract; Reverse: Article 16 Notarization; Article 17 Application and settlement of laws; Article 18 the entry into force and termination of synbiotics; Article 19 supplementary provisions.

Page 8: Front: Contents of supplementary provisions in Article 19; Tail: Article 20 Specific Agreement.

Page 9: Front: Specific agreed contents (precautions for advance payment, etc. ); Reverse: Signature, seal and date of the three parties.

Model loan contract for real estate mortgage loan

Mortgagee: (Lender)

Mortgagor: (Borrower)

Guarantor: (guarantor)

The first general rule

The Mortgagee, the Mortgagor and the Guarantor sign the House Mortgage Loan Contract (hereinafter referred to as the Contract). On _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The Guarantor agrees to undertake the guarantee responsibility of the loan.

This contract is made by the three parties through consultation for compliance.

Article 2 Content of loan

1. The loan amount is _ _ _ _ _ _ _ yuan only. The mortgagor must deposit all the loans into the account of the selling unit in the name of the mortgagor's purchase price.

Two. The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Three. Loan interest rate: monthly interest _ _ ‰. In case of national interest rate adjustment, the loan interest rate will be adjusted accordingly.

Article 3 Repayment of principal and interest

1. The loan principal and its corresponding interest under this contract shall be repaid in equal installments. For _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Two, the mortgagor must open a deposit account with the mortgagee. The mortgagor can pay the principal and interest of the mortgage loan and all related expenses to the account as it is. If the account is overdrawn, the mortgagor shall be responsible for repayment.

Three, if the mortgagor fails to pay the principal and interest in time according to the regulations, the mortgagor must immediately make up the payment and overdue interest. The mortgagee has the right to charge the mortgagor a penalty of more than 20% based on the original interest rate. The interest owed by the mortgagor shall be accumulated on a daily basis.

Article 4 Repayment in advance

1. When the Mortgagor voluntarily pays part or all of the money agreed in this Contract in advance, it shall notify the Mortgagee in writing 65,438+0 months in advance and obtain the consent, and pay the Mortgagee compensation equivalent to 65,438+0 months' interest for the part or all of the money.

2. Under any of the following circumstances, the mortgagee has the right to require the mortgagor to immediately repay part or all of the actual loan amount in advance, and/or immediately recover the guarantor.

1. The Mortgagor and/or the Guarantor violate any terms of this Contract.

2. The mortgagor and/or guarantor have improper or illegal operations.

3. The Mortgagor and/or the Guarantor have major changes that affect their ability to perform the terms of this Contract.

4. The mortgagor gives up the mortgaged property.

Article 5 Handling fees and other expenses

1. Mortgage loan handling fee: the mortgagor pays a handling fee of 3‰ of the loan amount, which shall be paid in one lump sum on the loan date. The mortgagee will not refund the handling fee under any circumstances.

Two. Mortgage loan documents and storage fee: the mortgagor shall pay ￥ 65,438+000 in one lump sum on the loan date.

Three. Notarization fee and mortgage registration fee: all notarization and mortgage fees involved in this contract shall be paid by the mortgagor.

Four, due to the reasons of the mortgagor and/or guarantor, the expenses incurred by the mortgagee's legitimate behavior shall be repaid by the mortgagor and/or guarantor, and the expenses shall be calculated on a daily basis from the date of occurrence to the date of receipt.

Article 6 Real estate mortgage

1. The real estate mortgage under this contract refers to the mortgage of all the rights and interests of the mortgagor in the Real Estate Sales Contract signed by the mortgagor and the guarantor, including:

1. Mortgage of mortgagor's rights and interests during real estate construction (before the date when the house selling unit issues the occupancy notice).

2. The mortgagor's property mortgage after the selling unit issues the occupancy notice.

Second, the mortgage property registration:

1. The mortgage of the right to purchase houses during the property construction period shall be filed with the real estate rights registration office of XX City. The Mortgagor's "Real Estate Sales Contract" and the "Certificate of Paid House Payment" issued by the selling unit shall be kept and kept by the Mortgagee.

2. The mortgage registration of the property shall be handled immediately after the completion of the property, and the house ownership certificate of the mortgaged property shall be completed by the guarantor and handed over to the mortgagee for collection and custody.

Three. Mortgage property insurance

1. The mortgagor shall go to the insurance company designated by the mortgagee within the specified time and take out insurance according to the types of insurance designated by the mortgagee. The subject matter of insurance is the mortgaged property under this contract. All risks with the insured amount not less than the amount of the mortgaged property repurchased. Before the loan principal and interest are paid off, the mortgagor shall not interrupt the insurance for any reason, otherwise all expenses and losses arising therefrom shall be borne by the mortgagor.

2. The insurance policy must indicate that the mortgagee is the first beneficiary of the insurance, and shall not be accompanied by any restrictive clauses that damage the rights and interests of the mortgagee, or any amount that is not responsible for compensation (unless the mortgagee agrees in writing). The original insurance policy shall be kept by the mortgagee.

3. If the above-mentioned insurance compensation amount is not enough to pay the money owed by the mortgagor to the mortgagee, the mortgagee has the right to recover from the mortgagor and/or guarantor until all the recovery is completed.

4. If the property is damaged within the validity period of this contract, the insurance company thinks that it is economical to repair the damaged part, and the compensation under the policy will be used to repair the damaged part.

4. Termination of mortgage:

After the Mortgagor has paid off all the money of the Mortgagee on time and fulfilled all the terms and obligations of this Contract, the Mortgagee shall, at the request of the Mortgager and at the Mortgager's expense, cancel the mortgage rights and interests of the mortgaged property in the mortgage contract, return the Property Ownership Certificate and the House Purchase and Sales Contract of the mortgaged property, and send a letter to the real estate property registration authority to cancel the mortgage registration of the mortgaged property.

Verb (abbreviation of verb) Disposal of collateral:

1. If the mortgagor fails to pay all the payables within 30 days, or the mortgagee fails to require the mortgagor to repay part or all of the arrears in advance immediately according to the provisions of this Contract, the mortgagee may exercise the right to dispose of the collateral by auction, transfer or lease.

2. The mortgagee shall deduct the loan owed by the mortgagor and the interest payable after deducting all expenses incurred in disposing the mortgaged property, taxes owed and all expenses and miscellaneous fees payable by the mortgagor under this contract. If there is any balance, the mortgagor shall return the balance to the mortgagor or other persons who have the right to collect it. If it is insufficient, the mortgagee has the right to recourse against the mortgagor and/or guarantor.

3. The mortgagee shall not be liable for any loss beyond the control of the mortgagor when exercising his power and rights.

Article 7 Mortgagor's Statements and Warranties

While abiding by other terms of this contract, the Mortgagor also makes the following statements and guarantees:

1. All information provided to the mortgagee is true and reliable, and there is no forgery or concealment of facts.

Two, without the consent of the mortgagee, the mortgagor shall not dispose of all or part of the mortgaged property in any form. If all or part of the mortgaged property is damaged, no matter what the reason is, no matter who is at fault, the mortgagor shall bear all the responsibilities and compensate the mortgagee for all the losses incurred.

3. The mortgagor must obtain the written consent of the mortgagee before renting the mortgaged property, and it must be stipulated in the lease. When the mortgagor breaches the contract, the lessee must move out within 1 month from the date when the mortgagee sends a letter.

4. If the guarantor repays all debts on behalf of the mortgagor, the mortgagor agrees that the mortgagee will transfer the rights and interests of the mortgaged property to the guarantor, and the guarantor has the right to dispose of the mortgaged property in any form and claim compensation from the mortgagor, and the mortgagor has no right to counterclaim against the guarantor.

5. Take all measures and sign all relevant documents according to the reasonable requirements of the mortgagee to ensure the legitimate rights and interests of the mortgagee.

Article 8 Warranties and Liability for Warranties

1. The guarantor is an enterprise legal person in People's Republic of China (PRC), the seller of the real estate sales contract with mortgage interest under this contract, the introducer and guarantor of the loan mortgagor under this contract, and undertakes the unconditional and irrevocable guarantee responsibilities as follows:

1. Guarantee amount: loan principal and interest under this contract and litigation related to this contract.

How to write the personal property mortgage loan contract now?

The model contract of personal housing mortgage loan is as follows: Party A (the lender) and Party B (the borrower) are in urgent need of funds, and now they borrow money from Party A. Through negotiation, both parties sign this contract, which both parties shall abide by. Article 1: Party A lends Party B RMB () only, which shall be paid within 2 days after the signing of the loan agreement. Article 2. The term of the loan is from the date of the month to the date of the month, and the interest is subject to Article 3. In order to guarantee the due repayment, Party B takes its own property as the mortgage guarantee, which is located at with the house ownership certificate number of and the land ownership certificate number of. Article 4. If Party B fails to repay the loan and principal and interest as agreed in this Contract within 5 days after the loan expires, it shall also bear the penalty of 10% of the loan amount in addition to repaying the loan principal and interest. If the loan cannot be repaid within 15 days, Party B agrees that Party A has the right to dispose of the mortgaged property, which is denominated in RMB, and directly compensates Party A to make up the difference after the loan amount is settled. Both parties will not evaluate the pricing, and Party B will assist in the transfer procedures. Article 5. If there is mortgaged property, Party A's rights shall be implemented in accordance with Article 4 within the scope of compensation or house replacement. Article 6. During the mortgage period of the real estate loan, Party B shall not sell, donate, transfer, mortgage or otherwise dispose of the real estate. In violation of the above provisions, Party B shall not only repay the principal and interest of the loan, but also bear the penalty of 20% of the loan amount. Article 7 This contract is made in duplicate, with each party holding one copy. Article 8 This contract shall come into effect from the date of signature by both parties until Party B pays off the loan. Lender: Borrower:

What is the use of housing loan contract?

At present, few people will choose to buy a house in full, and most of them choose to buy a house by loan, so it is natural to sign relevant contracts with banks. What is the use of housing loan contract? Many car owners will have such questions, so let's take a look at it through the following content!

First, the contract can stipulate the size of the loan amount, the longest repayment period and the bank interest rate; Secondly, stipulate the content of breach of contract so as to determine the responsible party in the future; In addition, it can also be used as a voucher, which can be used by the bank when the lender fails to perform its obligations according to the contract.

There are two repayment methods for housing loans, namely average principal and equal principal and interest. Among them, the average capital, that is, the house price is divided equally within the loan period, and the monthly payment and the interest on the remaining house price are divided equally. This model is quite stressful in the early stage and gradually reduces in the later stage, which is more suitable for high-income borrowers. Equal principal and interest, that is, the same monthly payment, is relatively fixed and suitable for wage earners, but the total interest generated will be much higher than the former, and the pressure will be relatively small.

The loan interest rate is not only fixed, but also floating. Banks often choose the latter when signing loan contracts, and interest rates often change with the benchmark of the central bank. However, under normal circumstances, the interest rate range is unchanged, but the regulations issued by various banks are different and will be slightly adjusted. Therefore, when we apply for a loan, we'd better understand it first and then handle it.

Mortgage repayment is mostly entrusted deduction, that is, the bank that handles the loan will give the applicant the account of the bank, and the monthly repayment amount only needs to be credited to the account before the repayment date, and the bank will deduct the money on the same day. Therefore, when handling the loan, the owner had better check the repayment date to ensure that there will be no delay in repayment, thus causing unnecessary trouble. Of course, the date of repayment, it is best to choose a time with sufficient funds to ensure timely repayment.

I hope the above answers are helpful to you.